In any merger, the biggest challenge is always integration of human resources because the people who are coming in have a lot of apprehension.

Even for the people in the bank into which the other banks are merging, they also have a lot of apprehension. There is always an apprehension that opportunities will go down. There are apprehensions of displacement. Many of these apprehensions are unfounded.

The biggest challenge I have with Washingtonians is they think Illinois is exclusively a Democratic state.

As a company grows, communication becomes its biggest challenge.

Most human resource problems started by calling them resources

No doubt dealing with people is like digging gold but be careful where you throw the dirt.