In the past two years, we have processed more than $2 million in travel claims directly related to hurricanes. Comprehensive travel insurance policies can protect your vacation investment, but like all types of insurance, you must buy it before the event is foreseeable.

Travel agents are usually familiar with a variety of policies and can steer you towards the one that's right for you.

Being prepared for the unexpected is particularly important when travel is experiencing a growth surge, as it is now. Crowds, severe weather and tight connections affect the entire travel experience, so it's better to be safe than sorry.

Accidents, illness, crime, severe weather and tight connections can affect your cruise experience, but travel protection gives peace of mind, financial protection and assistance. Insurance is only important when you need it ... and then you want it to be the right type of coverage.

I'm past the point of no return,

We were really tired with all the travel we've had going on the past couple of weeks. We put that game behind us and didn't really think about it anymore. We wanted to come out here and play hard and let the chips fall where they may.