In three minutes, 98 percent of all the matter there is or will ever be has been produced. We have a universe. It is a place of the most wondrous and gratifying possibility, and beautiful, too. And it was all done in about the time it takes to make a sandwich.

You can always tell a Midwestern couple in Europe because they will be standing in the middle of a busy intersection looking at a wind-blown map and arguing over which way is west. European cities, with their wandering streets and undisciplined alleys, drive Midwesterners practically insane.

To my mind, the only possible pet is a cow. Cows love you. . . . They will listen to your problems and never ask a thing in return. They will be your friends forever. And when you get tired of them, you can kill and eat them. Perfect.

Chief, if you are committed to doing that, like you said you are, along with your staff, we will do whatever it takes to work to achieve those goals. But we have got to be honest with each other.

Most people expect that the Fed will hike short-term rates more than the 10-year (yield) will go up this year.

In a funny way, nothing makes you feel more like a native of your own country than to live where nearly everyone is not.