Instead of people buying and selling products and services, people are really buying and bidding on loans from other people.

if you're dumb enough to buy it i'm smart enough to sell it to you.

But if people are buying the products, naturally they're gonna use them.

Our customers should take joy in our products and services.

There are likely to be people who bid on certain loans because they want to support people they care about and can relate to. For example, a successful entrepreneur may remember the trials and tribulations of getting a loan to start her first business, and be instantly drawn to borrowers who are budding entrepreneurs.

Enough is enough, and we need to get it under control now. People who should be paying rent or buying food for their children are putting money in (the machines) to try and make a little extra money. In most cases it won't improve their situation, it will make it worse.