Insurers are penalizing many African Americans and Latinos with good driving records by charging them higher rates just because of their zip code. These disparities are due to discriminatory insurance regulations that allow insurers to base their rates primarily on where drivers live, instead of how well they drive.
Mark Savage
Related Under Obamacare, rates are skyrocketing, and insurers are leaving the marketplace. TODD YOUNG Skyrocketing insurance premiums are debilitating our Nation's health care delivery system and li... JIM RYUN Today's older Americans are very different from their grandparents, living longer with lower rates o... LOUIS KINCANNON The concern is that the insurers might actually use the climate issue to boost their current strateg... BIRNY BIRNBAUM While formidable, Isabel will fall generally within the range of catastrophic risk that insurers ant... BOB HARTWIG Charging higher rates to large users covers up the fact that these large users mostly communicate sm... BRUCE RUSSELL Physicians and patients have no understanding how insurers come up with these usual and customary fe... DONALD PALMISANO Physicians and patients have no understanding how insurers come up with these usual and customary fe... DONALD PALMISANO Profits for auto insurers have skyrocketed with the direct assistance of provincial governments. The... BRUCE CRAN Money is starting to shift to insurers. They are attracting buyers who are betting on the inflated v... KOICHIRO SUZUKI Money is starting to shift to insurers, ... They are attracting buyers who are betting on the inflat... KOICHIRO SUZUKI Fairness for Good Drivers is bringing the campaign for fairness and choice in auto insurance rates t... JAMES HARRINGTON Despite rising visitor arrivals and visitor days, the number of room nights sold have actually remai... JOSEPH TOY Concerned drivers need to know that the state has no authority to stop companies from charging highe... ATTORNEY MCKENNA Concerned drivers need to know that the state has no authority to stop companies from charging highe... ATTORNEY GENERAL ROB MCKENNA We are extremely pleased to reduce rates for educators who give so much to our community. The facts ... DOUG REYNOLDS NAMIC strongly supports the expansion of Section 831(b)(2). The modification of this section is very... DAVID WINSTON Typically, during recessionary times, particular groups suffer higher rates of unemployment -African... HILDA SOLIS In light of these three potential bottlenecks, insurers must resist the silo approach because proces... CYNTHIA SACCOCIA Since 1994, unemployment rates are lower. Median household income is higher. A greater percentage of... CLIFF STEARNS [Pending legislation would put the brakes on drive-through deliveries. Insurers would be forced to a... BILL BRADLEY Many African Americans consider faith an integral part of their lives. These are people that fit our... MARC PERRY This could help Chinese insurers earn more from their investment and help them better match their li... WANG GUOJUN We are just really concerned about the impact [the insurers' moratorium] is going to have on hospita... BRIAN GRIFFIN Instead of bidding on offices and retail properties in Los Angeles, the leveraged buyers will consid... ROBERT WHITE Credit losses are very low now, but mortgage lenders need to be prepared for higher losses, ... Home... DONALD POWELL African-American women who develop breast cancer are more likely to die from the disease than White ... CEDRIC GARLAND African-American women who develop breast cancer are more likely to die from the disease than White ... CEDRIC F. GARLAND The NASD ruling that all insurers [who are members of NASD] must be affiliated with a licensed broke... KOLEEN ROACH They still haven't developed their skills to the extent that they are substantially more profitable ... PAUL NEWSOME We want students to think about how they schedule their classes on the campus where they live and pa... JENNIFER LANE Whenever rates go up a little bit, some people aren't going to qualify. But buyers are better off be... MICHAEL CONWAY Many statistics reveal that men suffer higher rates of death and serious illness than women for most... MARTIN MINER And, as in previous years, the rates for black and Puerto Rican infants were higher than other group... THOMAS FRIEDEN Our most polluted neighborhoods are disproportionately home to Latinos, African Americans, and other... JIMMY GOMEZ We are extremely pleased to reduce rates for educators who give so much to our community. The facts ... DOUG REYNOLDS Basically the rural drivers are going to be subsidizing the urban drivers. (Insurance companies) nee... NANCY MCDONOUGH As premiums continue to skyrocket, we must ensure that health insurers are not engaging in anticompe... DIANA DEGETTE With regard to 1 January 2006 renewals, insurers remained very competitive. They are still prepared ... DIANN JOHNSON With regard to 1 January 2006 renewals, insurers remained very competitive. They are still prepared ... DIANN JOHNSON On behalf of Wachovia Corporation, I apologize to all Americans, and especially to African-Americans... KEN THOMPSON Bring market forces to bear on health care insurers. Creating a health care 'exchange,' one ... ANDREW P. HARRIS Only if everyone buys insurance can insurers afford to cover people with preexisting conditions or p... ROBERT REICH The mark of great sportsmen is not how good they are at their best, but how good they are their wors... MARTINA NAVRATILOVA There are pretty strong research findings that once girls hit adolescence, their rates of depression... DR. ERIKA RYST The certificate program, while discriminatory to begin with, at least ensured that drivers were trai... HEDY WEINBERG Insurances are like very expensive flat rates, except that you have to live by their rules in hope t... L.H. Moms that get evicted are depressed and have higher rates of depressive symptoms two years later. Th... MATTHEW DESMOND Anytime rates go down, it's definitely good news for consumers, especially since rates are still muc... ERIN BIEHL Yields are the main factor driving flows. The key factor supporting the dollar is expectation of hig... LENA KOMILEVA Insurers will invest increasingly more resources in 2006 to protect their firm. Jurisdictions around... BARRY RABKIN Higher interest rates are beginning to take a toll on how people view their finances. Mortgage rates... VINCENT BOBERSKI It appears many insurers would be severely damaged, if not bankrupted, by a disproportionate share o... ALICE SCHROEDER This is coming in an environment where consumers are being challenged by higher interest rates and e... CARL TANNENBAUM Value has become more important over time due to a combination of factors such as incentives, lease ... DAVID MCKAY The prices all of us pay for insurance in 2002 may be a little higher. Prices were already firming u... JOSEPH ANNOTTI Higher interest rates are still a concern. My sense is that global growth should continue, but how q... FRANKI CHUNG They had a tremendous impact. Not just because they underscore that this is a civil rights question,... EVAN WOLFSON Take Italy, where drivers are known for driving too fast. When they get in your factory and drive a ... ZACK MANSDORF People who calculated what they could afford when rates were 5.25 percent have realized their mortga... ANTHONY HSIEH Reagan cut through irrational federal regulations to allow children to live with their parents, wher... EDWIN MEESE We are proud to be helping our membership save for their healthcare expenses with this great new acc... ANDREW HUNTER Even in a year when we had a major hurricane hit the Texas Coast, insurance companies are making ext... ALEX WINSLOW The numbers we've seen over the past few months have to make them feel better about their stance in ... BRIAN WESBURY You wouldn't believe how many of these drivers have animals and how important it is for them to have... LAURA LACY A good number will confirm the upward bias for interest rates and higher rates are a headwind for eq... HANS OLSEN With interest rates on their way down (in the U.S. and the euro zone), large parts of the financial ... JASON JAMES The cuts in the loan program do not have any effect on money used by the student to meet the cost of... DAN SMALL In general, insurers say criticisms of claims-handling are unfair because most policyholders are pai... CHARLES DUHIGG Consumers, with higher energy prices and higher interest rates, are going to have cut back somewhere... ESMAEL ADIBI There's organized confusion on African roads while driving in the cities. If you want to mess up Afi... JIDENNA And rates are not likely to be adjusting downward. Households are paying about 13.75 percent of thei... PAUL KASRIEL In this season of unpredictable weather and constantly changing driving conditions, both male and fe... FRANK KLEGON We see younger patients now, especially with cancer. At one time our average cancer patients were pr... DIANE CROSSAN Further complicating any assessment of the dynamics of reinsurance markets and how those dynamics wi... GREGORY HEIDRICH Earnings growth and economic growth are strong enough to drive stocks higher, even if interest rates... GUY STERN These people are so desperate to get health insurance for their families that they are very easily d... CINDY EHNES Given the massive catastrophe losses absorbed by insurers in nine-months 2005, the increase in incom... GREGORY HEIDRICH Many families are frustrated and overwhelmed by working hard only to see their debt grow instead of ... BILL HARDEKOPF It is an unsustainable economic model. They AOL are charging limited rates for unlimited access to a... MOHAN SAWHNEY Obviously, we disagree with the ruling and will consider an appeal at the appropriate time. However,... GERALD MCKELVEY We have one of the lowest rates for abortion in general. People here live their values. The teens we... KARRIE GALLOWAY If you know your life chances are greatly reduced, should you be in a position to take out life insu... DAVID SAINSBURY, BARON SAINSBURY OF TURVILLE So much of what I create has been due to the influence of Miles Davis and Donald Byrd, and so many o... HERBIE HANCOCK These are good low rates in February. BILL MEZGER The fundamentals of higher rates are still in place. DON GALANTE We fully support the insurers having adequate reserves to do business and remain competitive. But it... NANCY ADAMS Securities companies and insurers are suspected of fixing commission fees or insurance premiums, but... HUR SEON It would be an undoubted advantage if we were to leave God out altogether and honestly admit the pur... SIGMUND FREUD Today's ruling is a victory for California consumers over insurers' brazen effort to undo Propositio... HARVEY ROSENFIELD Today's ruling is a victory for California consumers over insurers' brazen effort to undo Propositio... HARVEY ROSENFIELD There are many investors who remain concerned with the outlook for interest rates and with how much ... JOSEPH STOCKE We are going to have millions of Americans lose their health insurance, PHIL GRAMM Obama and the Democrats are not focused on the moderates. They're focused on getting their base ... RUSH LIMBAUGH At each stage of life, insurance costs tend to go down - to the insurance companies, older and more ... DAVE STAFFORD If you are not able to pay down the debt, that means that the federal government is in competition w... KENT CONRAD We don't know how they live, where they go, how many of them there are. KEITH AUBRY There are sections of highways and roads where drivers need to pay extra attention, slow down, allow... ANNE HOLDER Obamacare is socialism? Nope - as insurance companies vie to sell new policies, competition within p... KURT EICHENWALD The ... report makes it clear that, without the treats given to us by tax cuts and low interest rate... JOEL NAROFF
More Mark Savage
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Nor wrongful booty meets with prosperous ends.
... RICHARD SAVAGE He lives to build, not boast, a generous race;
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Always have. when I was 14, I wrote down every dirty word I knew on file cards and pla... ADAM SAVAGE This is a huge weight off our backs. We really thought we had a chance last year, and we promised to... CHRIS SAVAGE I do think people should get married, DAN SAVAGE To keep the peace, I do show things to my family before they come out, ... It's like a 'heads up, he... DAN SAVAGE They're used to it, ... It isn't the first time I've written about my family history or dragged ever... DAN SAVAGE It hasn't changed the way we live or relate to each other, ... But there is this intangible, hard-to... DAN SAVAGE [Savage speaks of another example, which he did not include in the book, in which he became suddenly... DAN SAVAGE One man's blasphemy doesn't override other people's free-speech rights, their freedom to publish, fr... DAN SAVAGE I don't think people should do things that make them miserable. And if being an in-shape, sober, mon... 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RICK SAVAGE And really, it's my home life that my own personal foundation is based on and not necessarily the li... RICK SAVAGE They had their own combine down there this year, ... The [NFL's] Combine ended March 4 [in Indianapo... PHIL SAVAGE Failure is always an option ADAM SAVAGE Again, like I said, my life has been about being fascinated by objects and the stories that they tel... ADAM SAVAGE For the most part, he played adequately. He's an NFL left tackle. PHIL SAVAGE With little going for me other than unstoppable eagerness, a sense of total commitment, and a stubbo... ROZ SAVAGE I am a rolling stone, never in one place for very long. ROZ SAVAGE If a rich person invests in a business, either directly or through stock purchases, it means busines... TERRY SAVAGE But only 'rich' people by definition have the 'extra' money to buy things and invest... TERRY SAVAGE I'm a lifelong movie addict, and one of my favorite projects is making replica props and costume... ADAM SAVAGE Every piece was numbered and identified. Then they put it on a barge and brought it right up here. T... CARROLL SAVAGE