It didn't take long to see there would be this much interest. They're developing fast.

In a typical situation the investor accepts a low or zero interest rate in return for exposure to a share.

The hype is off the housing market. Prices are high. Interest rates are climbing. Housing needs to cool down so the market can return to normalcy.

We could have more interest-rate increases.

It's good to have that variety because our interest is to encourage more folks to start cycling.

The market is speculating that the Fed may keep going. The interest rate in Canada right now lags behind that in the U.S. The big question is whether the Bank of Canada can keep up the pace with the Fed to narrow the rate gap.