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It has always been more expensive for the poor to borrow money. We see this in everything from mortgage rates to credit cards.


John Niven

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I don't borrow on credit cards because it is too expensive.
MATT BARRETT The Fed is a price fixer; it fixes the price of short-term credit. If there's an increase in demand ...
PAUL KASRIEL It's a bad idea. Credit insurance is a rip-off because it's very expensive and you get very little f...
LORAYNE FIORILLO We used to use the money made from Kinfolk Days, but that has gotten more expensive each year. It co...
JANE WILSON We can raise rates, we can borrow more money, or we can mitigate. In the long-run, we can lower cost...
RADE MUSULIN You can always make a film somehow. You can beg, borrow, steal the equipment, use credit cards, use ...
WALTER MURCH You can always make a film somehow. You can beg, borrow, steal the equipment, use credit cards, use ...
WALTER MURCH We've thought for a long time this housing cycle was a little different from those of the past, in t...
DAVID JORDAN It is really not so repulsive to see the poor asking for money as to see the rich asking for more mo...
G.K. CHESTERTON We would have preferred to see more on interest rates. This 'confidence' crisis has been caused by a...
ADAM MESURIER We would have preferred to see more on interest rates. This 'confidence' crisis has been caused by a...
ADAM LE MESURIER It is good to own your own home (no mortgage). Own your own car (paid in full). Pay off your credit ...
LORRIN L. LEE Always borrow money from a pessimist. He won't expect it back.
OSCAR WILDE What you'll probably see is things like lines of credit move up a bit, variable rate mortgage rates ...
LINDA SIMS As we expected, mortgage rates moved upward a little in response to the current volatility in the fi...
FRANK NOTHAFT Any way you slice it, the report suggests homebuilding is holding up quite well, and it will continu...
DEAN MAKI Somebody stole our press box headphones for football (this past fall). I didn't have money to buy th...
LOUIE GOLDEN As long as housing prices don't go down, consumers have more equity they can borrow against. If mort...
PETER MORICI Before the arrival of the Credit Union, people who were from the poor background or a working class ...
JOHN HUME Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a...
AMY CUTTS Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a...
AMY CREWS CUTTS RFID cards are more expensive to produce. However, we are prepared to invest, as these cards are mor...
DAVID NG Many families are frustrated and overwhelmed by working hard only to see their debt grow instead of ...
BILL HARDEKOPF If money was being invented now, it wouldn't be designed to look like cash or credit cards. It w...
ADAM DRAPER I've been kicking around this idea for 12 years. It always seemed to be too expensive. I saw this sp...
DWIGHT HETZELL We regularly help people with poor credit find both the home they need and the credit repair assista...
JASON SANT Taking into consideration the fact that mortgage rates have fallen from the earlier peak at the end ...
FRANK NOTHAFT It seems like the market is obsessing on this bond market fallout, which was somewhat precipitated b...
JACK ABLIN I have a lovely light blue Kate Spade wallet. It has pockets for many credit cards, business cards, ...
AJA NAOMI KING Stripe is building payment infrastructure for the Web, so we make it easy to accept credit cards onl...
JOHN COLLISON My daughter graduated from college in 1985. She had a very close friend who is still paying off cred...
FRAN KATZANEK It boils down to housing affordability; mortgage rates have risen, but they're still historically ve...
SUNG WON SOHN Credit losses are very low now, but mortgage lenders need to be prepared for higher losses, ... Home...
DONALD POWELL This has been an issue for 250 years. How do you get the resources from western Pennsylvania to popu...
FRED SOLOMON The small increase in mortgage rates in November may have prompted many prospective homebuyers to ju...
GREGORY KLUMP The saying sell all your belongings & give to the poor simply means "Redirect your mind to the verit...
DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN) I've always been down-to-earth about money.
CHYNNA PHILLIPS Your credit score affects the interest rates you're offered on credit cards and loans, can be us...
SUZE ORMAN Long-term mortgage rates will more than likely rise over the next few months, albeit modestly compar...
FRANK NOTHAFT If it's money that an individual would otherwise have to borrow, meaning they'd take out a loan agai...
DALLAS SALISBURY That would be a horrible idea for them to stop taking credit cards, even if it does cost more,
BOB CLARK [Indeed, consumer financial fraud has been around as long as checking accounts and credit cards, and...
AVIVAH LITAN Consumer spending has kept the economy moving, and when initial holiday sales were better than expec...
FRANK NOTHAFT I think it's important that people know what raising the debt ceiling is. It's Congress givi...
MICHELE BACHMANN We know more about our credit cards than we know about our bodies.
ELIZABETH HOLMES Our mortgage rates will skyrocket,
CHET EDWARDS Borrow money from pessimists.They don't expect it back.
UNKNOWN Money is a poor man's credit card.
MARSHALL MCLUHAN Everything that has to be freighted in is getting more expensive. It's just getting outrageous.
SIMEON JOHN I will love myself despite the ease with which I lean toward the opposite.
SHANE L. KOYCZAN The Constitution grants only Congress - not the president - the power 'to borrow money on the cr...
LAURENCE TRIBE You've got this awkward confluence of a Fed that's getting nearer and nearer to some critical level ...
ROBERT DICLEMENTE What this has all been about in the beginning is trying to make terrorism expensive -- trying to mak...
TERRY ANDERSON Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort...
FRANK NOTHAFT Don't borrow money from a neighbor or a friend, but of a stranger where, paying for it you shall hea...
LORD BURLEIGH Don't borrow money from a neighbour or a friend, but of a stranger where, paying for it you shall he...
LORD BURLEIGH It was no great surprise that housing starts rose for the second time in three months since mortgage...
FRANK NOTHAFT As a small business owner, I've had to find ways to keep costs as low as possible while still pr...
JOHN RAMPTON Our customers see two rates as extremely simple, maybe they [AT&T] don't. We give our customers more...
CLAIRE HASSETT So far this year, fixed-rate mortgage rates have risen only slightly. Long-term mortgage rates are o...
FRANK NOTHAFT Another thing that sets us apart from most lending institutions, is at MNB you can borrow up to 90 p...
DON BISHOP Another thing that sets us apart from most lending institutions, is at MNB you can borrow up to 90 p...
DON BISHOP Mortgage rates may inch up, but I don't see them getting back up to 8, 9 or 10 percent for a long ti...
BRAD MONROE Several times we were stranded in strange places without any money and with our credit cards cancell...
RENNY HARLIN All forecasts are for interest rates and mortgage rates to go up a little bit again this year. It co...
KATHY DECK Low mortgage rates continue to fuel the housing market, making homeownership more attainable to a br...
FRANK NOTHAFT He was first guy to see the high returns that could be earned on credit cards,
JAMES MCCORMICK The problem is that borrowing money to pay back more borrowed money that will oblige you in the futu...
JOHN PODHORETZ Housing has peaked and we're expecting some moderate weakening in 2006. It's starting to turn into a...
JOSHUA SHAPIRO Neither lend money to a great man nor borrow it from a powerful one.
VIKRANT PARSAI Borrow money from a pessimist - they don't expect it back
JANEANE GAROFALO Borrow money from a pessimist - they don't expect it back
HARRY S TRUMAN When mortgage interest rates first began to rise from record lows, it appears some buyers jumped int...
DAVID LEREAH Money is a poor man's credit card.
MARSHALL MCLUHAN It's no profile in courage for us to say you are now able to borrow money from your pension fund and...
CHARLES RANGEL For me it's about the music, and it always has been. Maybe for some other people it's more a...
ACE FREHLEY We were told that the cards would be available by the end of the year. This card will be less expens...
KEVIN KELLEY While Google has given away pretty much everything it has to offer - from search and maps to email a...
DOUGLAS RUSHKOFF We're glad to see the agencies address this issue because the switch to higher risk mortgage lending...
ALLEN FISHBEIN How to identify a poor person;The one always desiring more money just to satisfy his vanity affairs ...
DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN) American consumers are encouraged to spend. At the same time, they are being told to save money. Thi...
BETSY TAYLOR If you neglect those who are currently poor and stable, you may create more poor and unstable people...
HELEN CLARK We weren't looking for people who just woke up one day and said, 'Boy, I really always wanted to own...
KAREN CHRISTENSEN It's more expensive, but in Florida, it will give CBS construction a run for its money.
BOB VILA When the federal government spends more each year than it collects in tax revenues, it has three cho...
RON PAUL We expect no change in interest rates. The market has been factoring in better interest rates for th...
JOE ROONEY Anyone who has struggled with poverty knows how extremely expensive it is to be poor.
JAMES BALDWIN This is brand new, just the third year. This is not to be confused with the $49 million pot of money...
DIANE HALSTEAD Lack of uncertainty around the Iraq conflict caused bond market yields to reverse their downward spi...
FRANK NOTHAFT “Borrow money from a pessimist - they don't expect it back”f
ASHISH KUMAR Never marry for money. Ye'll borrow it cheaper.
SCOTTISH PROVERB Never marry for money. You'll borrow it cheaper.
SCOTTISH PROVERB Give someone a thought, and they will produce an act; When they sow that act, they will reap a habit...
PERRY ROTHENBAUM Negativity is like a wash of black rain after a nuclear explosion .To avert this from happening you ...
GARY F EVANS... In our industry, more borrowing means we are making more money and growing, ... Our business is simp...
DAVE DAVIS You can borrow money for college. But you can't borrow for retirement.
DUANE MEEK The NSA has built an infrastructure that allows it to intercept almost everything. With this capabil...
EDWARD SNOWDEN The real profit in the credit card business is the revolving balances, ... Commerce has calibrated w...
GERARD CASSIDY Adjustable-rate mortgages (ARMs) were more strongly affected by the latest Federal Reserve rate hike...
FRANK NOTHAFT Always live within your income, even if you have to borrow money to do so.
JOSH BILLINGS

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JOHN OLIVER Protest and anger practically always derives from hope, and the shouting out against injustice is al...
JOHN BERGER No man is to be credited for his mere authority's sake, unless he can show Scripture for the mai...
JOHN WYCLIFFE By ensuring that no one in government has too much power, the Constitution helps protect ordinary Am...
JOHN ROBERTS Human beings, we have dark sides; we have dark issues in our lives. To progress anywhere in life, yo...
JOHN NOBLE Learn as many mistakes and what not to do while your business or product is small. Don't be in s...
DAYMOND JOHN Being thrown into the fire and getting the thing turned around in a hurry made it more difficult. Th...
JOHN ELWAY This Constitution was not made for a day, nor is it composed of such flexible materials as to be war...
JOHN TYLER Life is what happens while you are busy making other plans.
JOHN LENNON Farce is tragedy played at a thousand revolutions per minute.
JOHN MORTIMER No power on earth has a right to take our property from us without our consent.
JOHN JAY Every man has a property in his own person. This nobody has a right to, but himself.
JOHN LOCKE High School is like a spork: it's a crappy spoon and a crappy fork, so in the end it's just ...
JOHN MAYER When I was growing up in rural Alabama, it was impossible for me to register to vote. I didn't b...
JOHN LEWIS The documented incidences of voter fraud are very rare, yet throughout the country, forces have mobi...
JOHN LEWIS Seeing that a Pilot steers the ship in which we sail, who will never allow us to perish even in the ...
JOHN CALVIN I was introduced to the Turducken in New Orleans. And it wasn't Thanksgiving. Glenn at the Gourm...
JOHN MADDEN Christians were instructed to serve others, and the thanksgiving was for the grace of God and the fa...
JOHN CLAYTON Is it possible that the portrait of the divine Son of God is an exaggeration, at best, or a complete...
JOHN CLAYTON Was the real Jesus of history one and the same as the Christ of faith whom we read about in the New ...
JOHN CLAYTON I believe any question that man can ask has a reasonable answer-at least an answer that is as consis...
JOHN CLAYTON Almost every time I am in a lectureship on a college campus, young people will say, If there is a Go...
JOHN CLAYTON I guess none of us like to look back in our lives to a time when we made poor judgments and foolish ...
JOHN CLAYTON