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It is almost always a bad idea to use a reverse mortgage to pay for a vacation or to buy a risky investment, like stocks or deferred annuities.


Charles Duhigg

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How lucky I am to have known somebody and something that saying goodbye to is so damned awful.
EVANS G. VALENS Eventually I came across another passage. This is what it said:
I am not commanding you, but I ...
NICHOLAS SPARKS To kill a mockingbird. If you haven't read it, I think you should because it is very interesting.
STEPHEN CHBOSKY I will never forget the vision of Jamie walking towards me.
NICHOLAS SPARKS As these images were going through my head, my breathing suddenly went still. I looked at Jamie, the...
NICHOLAS SPARKS You don't have to learn much out of books, it's like if you want to learn about cows, you go milk on...
HARPER LEE You can't really get to know a person until you get in their shoes and walk around in them.
HARPER LEE A Ritual to Read to Each Other


If you don’t know the kind of person I am
and...
WILLIAM STAFFORD Lᴏᴠᴇ ɪs ʟɪᴋᴇ ᴛʜᴇ ᴡɪɴᴅ ... Yᴏᴜ ᴄᴀɴ'ᴛ sᴇᴇ ɪᴛ, ʙᴜᴛ ʏᴏ...
NICHOLAS SPARKS She filed the image away as an excellent and insulting question to ask the earl at an utterly inappr...
GAIL CARRIGER It is a lie.
ARTHUR MILLER if it doesn't come bursting out of you
in spite of everything,
don't do it.
unless it...
CHARLES BUKOWSKI There are just some kind of men who-who're so busy worrying about the next world they've never learn...
HARPER LEE The role of the Christian is to let other people know what Jesus has done, not to think of themselve...
LEWIS N. ROE Naturalistic atheism debunks itself. It has no power to explain even some of the most basic principl...
LEWIS N. ROE It's important to understand that if someone calls themselves a Christian, it does not automatically...
LEWIS N. ROE A coin is examined, and only after careful deliberation, given to a beggar, whereas a child is flung...
PETER WESSEL ZAPFFE Most of us think we're too busy or too important to rest for a day.
CRAIG GROESCHEL A tooth for a tooth, will make the world's inhabitants a people without teeth
SOTONYE ANGA Why, darling, I don't live at all when I'm not with you.
ERNEST HEMINGWAY The atheist might have no proof for the supernatural, but they also have no proof against it. If we ...
LEWIS N. ROE He said we were all cooked but we were all right as long as we did not know it. We were all cooked. ...
ERNEST HEMINGWAY After Rilke's Letters
-- by John VanDyke Wilmerding II

this is my letter to a young ...
RAINER MARIA RILKE Yes, their reasons are overwhelming. They are as big as hope and as deep as revolt. They are the rea...
ALBERT CAMUS …A city deprived of everything, devoid of light and devoid of heat, starved, and still not crushed...
ALBERT CAMUS Words always take on the color of the deeds or sacrifices they evoke.
ALBERT CAMUS No, no. Don't make that face. Every time I propose to you, you make that twisty, unhappy face. It we...
TESSA DARE Atticus---" ...said Jem bleakly. "How could they do it, how could they?"
"I don't know, but the...
HARPER LEE Learn to stand for something in life otherwise you will fall for anything that comes along which is ...
EUGINIA HERLIHY We are born different to make a difference.
LISA R. REYNOLDS Dreams can change histories and songs can alter destinies.
TIFFANIE DEBARTOLO If you think like a leader, act like a leader, inspire like a leader then you are a leader.
DEBASISH MRIDHA Plunging in “truths” about God is like walking on the bottom of a sea that is not there, searchi...
MARIANA FULGER Love is always patient and kind. It is never jealous. Love is never boastful or conceited. It is nev...
A WALK TO REMEMBER To be, or not to be, that is the question.
WILLIAM SHAKESPEARE There are things we never tell anyone. We want to but we can’t. So we write them down. Or we paint...
TIFFANIE DEBARTOLO Before we do, I suggest you take a break. If you need to go to the bathroom, this is a good time. If...
PSEUDONYMOUS BOSCH Whether you say that a god does exist, or that none do, it is a claim to know (or at least believe i...
LEWIS N. ROE This land on which so many centuries have left their mark is merely an obligatory retreat for you, w...
ALBERT CAMUS And despite the clamors and the violence, we tried to preserve in our hearts the memory of a happy s...
ALBERT CAMUS And for five years it was no longer possible to enjoy the call of birds in the cool of the evening. ...
ALBERT CAMUS You never believed in the meaning of this world, and you therefore deduced the idea that everything ...
ALBERT CAMUS The hopeless hope is what sustains us in difficult moments; our comrades will be more patient than t...
ALBERT CAMUS …Having been, not only mutilated in our country, wounded in our very flesh, but also divested of o...
ALBERT CAMUS For all those landscapes, those flowers and those plowed fields, the oldest of lands, show you every...
ALBERT CAMUS In raining bullets on those silent faces, already turned away from this world, you think you are dis...
ALBERT CAMUS He pressed a kiss to her forehead. “Ye be a sight for sore eyes, lass,” he told her. “But we�...
SUZAN TISDALE Some people never take a chance and never know what it's like to live life to the full.
CHLOE THURLOW A great idea is like a fast moving train without brake & all contrary minds that crosses its path wi...
DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN) A man who loves a bad name cares less about the future of his great grand children.
DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN) You know," Daddy said, "it's some that can live their whole life out without asking about it and it'...
FLANNERY O'CONNOR Life is not a game. Still, in this life, we choose the games we live to play.
J.R. RIM To be or not to be. That's not really a question.
JEAN-LUC GODARD When you are a Bear of Very Little Brain, and you Think of Things, you find sometimes that a Thing w...
A.A. MILNE Promise me you'll always remember: You're braver than you believe, and stronger than you seem, and s...
CARTER CROCKER Have you not reason then to be ashamed and to forbear this filthy novelty, so basely grounded, so fo...
JAMES VI & I He doesn’t like making others uncomfortable.”

-Helen to Sophia about Alistair
ELIZABETH HOYT She leaned forward, her gaze so intense that Helen wanted to look away. “And I love him more for i...
ELIZABETH HOYT How to be a Poet (to remind myself)

Make a place to sit down.
Sit down. Be quiet. <...
WENDELL BERRY Beware the irrational, however seductive. Shun the ‘transcendent’ and all who invite you to subo...
CHRISTOPHER HITCHENS As far back as history records people thinking, thinking people have been befuddled by the mysteries...
LEWIS N. ROE Having been shown the possibility that God exists, the atheist has chosen not to accept it. They hav...
LEWIS N. ROE The scientific method gives us information by testing and repeating observable things so that we can...
LEWIS N. ROE The claim to know that no god exists is just irrational. The non-existence of any god has no evidenc...
LEWIS N. ROE We cherish martyrs not because they died for truth, but because they died for what they believed in ...
BANGAMBIKI HABYARIMANA Ninguém o pode aconselhar ou ajudar, — ninguém.
Não há senão um caminho. Procure entrar ...
RAINER MARIA RILKE You rarely win, but sometimes you do.
HARPER LEE Life is a re-discovery.
BRIAN BLESSED If you think that life is a celebration full of party poppers and merry go rounds it's not it's a ga...
GARY F EVANS... Life Is a Misconception.
DEYTH BANGER Life is a desire!
DEYTH BANGER To trust someone you must firstly remember that it is a two way street that will go all the way if y...
GARY F EVANS... Anyways, that very same night there was a fight in the casino on B Deck. Some of the passengers got ...
CHRISTINA ENGELA It takes a CONSTANT flowing of gas from the cylinder to keep the fire burning under your pot. “WOO...
OLAOTAN FAWEHINMI If we all took a minute to reflect upon the wrong we do we would be quite surprised or shocked.Inste...
GARY F EVANS... Ants can carry twenty times their own body weight, which is useful information if you're moving out ...
RON DARIAN The man I am today it's not the man of yesterday
CHRISTOPHER FUDGE is a broken man an outlaw?"

"More or less." Brienne answered.

Septon Meribald ...
GEORGE R.R. MARTIN The summer sun continued to rise in the sky and propel shocks of heat down on the city and the heavy...
HUBERT SELBY JR. The quest of the Inner Ring will break your hearts unless you break it. But if you break it, a surpr...
C.S. LEWIS Do I have the courage of being a ruthless man to myself with the complete knowledge on my manner or ...
FEREIDOON YAZDI In a world where pleasure rules, people tend to be undeveloped in every way. " A House Like a Lotus
MADELEINE L’ENGLE It is better to be a pragmatist than a lunatic.
DEBASISH MRIDHA If you live to be a hundred, I want to live to be a hundred minus one day so I never have to live wi...
JOAN POWERS Supposing a tree fell down, Pooh, when we were underneath it?'
'Supposing it didn't,' said Pooh...
A.A. MILNE By the side of the everlasting Why there is a Yes--a transitory Yes if you like, but a Yes.
E.M. FORSTER It's sweet and everything, but it's like you're not even there sometimes. It's great that you can li...
STEPHEN CHBOSKY A mob's always made up of people, no matter what. Mr. Cunningham was part of a mob last night, but h...
HARPER LEE Is it just me, or do you also think this is unnatural behavior in a female parent? Isn't there a fed...
ANN EDWARDS CANNON By some miracle, Charlotte's polite smile never wavered. It was a proud moment for her. After all, i...
OLIVIA PARKER We are simply two good people with equally flawed pasts, looking for perfect futures. And I think we...
K.A. TUCKER Nancy's got a guardian angel. Seven feet plus of muscle and mayhem that goes by the name of Marv.
FRANK MILLER If I can write, who possibly can’t. Even drawing a line in the sand is writing
BANGAMBIKI HABYARIMANA A reverse mortgage is available to anyone who is at least 62 years old and owns a home outright, or ...
SUZE ORMAN For me, my life is a journey.
JAY ELECTRONICA Stephen picks up on Armstrong's pier, and calls Kingstown pier "a disappointed bridge" (2.22)...
JAMES JOYCE To be or not to be is not a question of compromise. Either you be or you don't be.
GOLDA MEIR To be mad is worse than not to be if this is what it is.
JOHNNY RICH Hamlet's Cat's Soliloquy

"To go outside, and there perchance to stay
Or to re...
HENRY N. BEARD To be or not to be isn't the question. The question is how to prolong being.
TOM ROBBINS

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Between calculated risk and reckless decision-making lies the dividing line between profit and loss.
CHARLES DUHIGG Economists at the National Bureau of Economic Research and University of Chicago persuasively argue ...
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CHARLES DUHIGG Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowe...
CHARLES DUHIGG In surveys, many borrowers say reverse mortgages have improved their lives and provided money they n...
CHARLES DUHIGG Because reverse mortgages do not require borrowers to make immediate repayments, the interest charge...
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CHARLES DUHIGG Some financial advisers say anyone who may move in less than seven years should not take out a rever...
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CHARLES DUHIGG Martyrs - those killed because of their Catholic faith - can be beatified even if they don't per...
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CHARLES DUHIGG Massachusetts has prohibited most financial advisers from using titles like 'certified senior ad...
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CHARLES DUHIGG General Atomics, the progenitor of General Atomics Aeronautical Systems, started life in 1955 when a...
CHARLES DUHIGG Actually, attorneys say, copying a purchased CD for even one friend violates the federal copyright c...
CHARLES DUHIGG As homeowners see the value of their homes decline, they become more likely to delay purchases of th...
CHARLES DUHIGG Not so long ago, companies that borrowed lots of money were considered risky, appropriate only for d...
CHARLES DUHIGG The Great Bailout is mostly over for the banks. But for those troubled behemoths of the nation's...
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CHARLES DUHIGG It's an open secret that if a debtor is willing to wait long enough, he can probably get away wi...
CHARLES DUHIGG The discovery of the habit loop is important because it reveals a basic truth: When a habit emerges,...
CHARLES DUHIGG Vast databases of names and personal information, sold to thieves by large publicly traded companies...
CHARLES DUHIGG People who start habitually exercising tend on average to eat better. They also tend to use their cr...
CHARLES DUHIGG Analysts say that one reason Fannie Mae and Freddie Mac were privatized in the first place was to pr...
CHARLES DUHIGG During the 1970s and 1980s, Congress distributed more than $60 billion to cities to make sure that w...
CHARLES DUHIGG Way back in 2000, the EPA was poised, and, in fact, had drafted a rule, to specially regulate pollut...
CHARLES DUHIGG Even though it's hard to learn how to back your car out the driveway at first, once it becomes a...
CHARLES DUHIGG It is often difficult to definitively link a specific instance of disease to one particular cause, l...
CHARLES DUHIGG Drinking water that does not meet a federal health guideline will not necessarily make someone ill. ...
CHARLES DUHIGG In the 1970s, New York City defaulted on its debt, and yes, the consequences were painful. Enrollmen...
CHARLES DUHIGG There are systems called zero discharge emission systems that would prevent any pollution from makin...
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CHARLES DUHIGG You can't suddenly say, 'I want a brand new habit tomorrow,' and expect it to be easy an...
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CHARLES DUHIGG Everyone dies, and before that, most people eventually lose some of their faculties. So some people ...
CHARLES DUHIGG Habits are malleable throughout your entire life.
CHARLES DUHIGG Many cows are fed a high-protein diet, which creates a more liquid manure that is easier to spray on...
CHARLES DUHIGG After World War I, while France and other Allies were building military defenses modeled on trench w...
CHARLES DUHIGG While markets are supposed to ensure transparency by showing orders to everyone simultaneously, flas...
CHARLES DUHIGG Hank Paulson, the happy capitalist warrior who spent his life pursuing and defending free markets, i...
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CHARLES DUHIGG Consumer habits are key to understanding how to launch a product.
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CHARLES DANCE No one is useless in this world who lightens the burden of it to anyone else.
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CHARLES SPURGEON Cast away your sloth, your lethargy, your coldness, or whatever interferes with your chaste and pure...
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CHARLES SPURGEON None are more unjust in their judgments of others than those who have a high opinion of themselves.
CHARLES SPURGEON Wisdom is the right use of knowledge. To know is not to be wise. Many men know a great deal, and are...
CHARLES SPURGEON A good character is the best tombstone. Those who loved you and were helped by you will remember you...
CHARLES SPURGEON Free will carried many a soul to hell, but never a soul to heaven.
CHARLES SPURGEON Many people cycle or swim to keep trim. But if swimming is so good for the figure, how do you explai...
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CHARLES EAMES To whom does design address itself: to the greatest number, to the specialist of an enlightened matt...
CHARLES EAMES It is almost impossible to reconcile self expression with the creative act.
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CHARLES EAMES The real questions are: Does it solve a problem? Is it serviceable? How is it going to look in ten y...
CHARLES EAMES Who ever said that pleasure wasn't functional?
CHARLES EAMES Art resides in the quality of doing, process is not magic.
CHARLES EAMES Choose your corner, pick away at it carefully, intensely and to the best of your ability and that wa...
CHARLES EAMES Having a bunch of cats around is good. If you're feeling bad, you just look at the cats, you'...
CHARLES BUKOWSKI It is only the great hearted who can be true friends. The mean and cowardly, Can never know what tru...
CHARLES KINGSLEY Inside my empty bottle I was constructing a lighthouse while all the others were making ships.
CHARLES SIMIC Sincerity makes the very least person to be of more value than the most talented hypocrite.
CHARLES SPURGEON Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that&...
CHARLES MINGUS The possessors of wealth can scarcely be indifferent to processes which, nearly or remotely have bee...
CHARLES BABBAGE Some kinds of nails, such as those used for defending the soles of coarse shoes, called hobnails, re...
CHARLES BABBAGE The accumulation of skill and science which has been directed to diminish the difficulty of producin...
CHARLES BABBAGE Telegraphs are machines for conveying information over extensive lines with great rapidity.
CHARLES BABBAGE The public character of every public servant is legitimate subject of discussion, and his fitness or...
CHARLES BABBAGE Surely, if knowledge is valuable, it can never be good policy in a country far wealthier than Tuscan...
CHARLES BABBAGE In England, the profession of the law is that which seems to hold out the strongest attraction to ta...
CHARLES BABBAGE Another mode of accumulating power arises from lifting a weight and then allowing it to fall.
CHARLES BABBAGE That the state of knowledge in any country will exert a directive influence on the general system of...
CHARLES BABBAGE The difference between a tool and a machine is not capable of very precise distinction; nor is it ne...
CHARLES BABBAGE The fatigue produced on the muscles of the human frame does not altogether depend on the actual forc...
CHARLES BABBAGE There are few circumstances which so strongly distinguish the philosopher, as the calmness with whic...
CHARLES BABBAGE In mathematics we have long since drawn the rein, and given over a hopeless race.
CHARLES BABBAGE The half minute which we daily devote to the winding-up of our watches is an exertion of labour almo...
CHARLES BABBAGE The economy of human time is the next advantage of machinery in manufactures.
CHARLES BABBAGE Whenever the work is itself light, it becomes necessary, in order to economize time, to increase the...
CHARLES BABBAGE At each increase of knowledge, as well as on the contrivance of every new tool, human labour becomes...
CHARLES BABBAGE A tool is usually more simple than a machine; it is generally used with the hand, whilst a machine i...
CHARLES BABBAGE If there were no bad people, there would be no good lawyers.
CHARLES DICKENS Nothing reflects so much honor on a workman as a trial of his work and its endurance of it. So it is...
CHARLES SPURGEON There is a mystique about psychiatry that people think that you have some kind of a magical lens, yo...
CHARLES KRAUTHAMMER I realized that If I had to choose, I would rather have birds than airplanes.
CHARLES LINDBERGH I speak Spanish to God, Italian to women, French to men, and German to my horse.
CHARLES V One of the important things about temptation is, if I'm going to deal with it I'm going to h...
CHARLES STANLEY A Christian has no right being in a fight unless it's a spiritual fight.
CHARLES STANLEY A man can preach no better than he prays.
CHARLES STANLEY An unschooled man who knows how to meditate upon the Lord has learned far more than the man with the...
CHARLES STANLEY The Bible is clear that those who fail to heed the Lord's discipline - whether nations, cities, ...
CHARLES STANLEY Helping someone come to a saving knowledge of Christ is the greatest achievement possible.
CHARLES STANLEY In our friendships we have to be wise that we choose godly people to be our friends. Somebody might ...
CHARLES STANLEY Basically, there are two paths you can walk: faith or fear. It's impossible to simultaneously tr...
CHARLES STANLEY The bottom line in the Christian life is obedience and most people don't even like the word.
CHARLES STANLEY One of Satan's most deceptive and powerful ways of defeating us is to get us to believe a lie. A...
CHARLES STANLEY Earthly wisdom is doing what comes naturally. Godly wisdom is doing what the Holy Spirit compels us ...
CHARLES STANLEY Every test, every trial, every heartache that's been significant, I can turn it over and see how...
CHARLES STANLEY What if others suffer shipwreck, yet none that sail with Jesus have ever been stranded yet.
CHARLES SPURGEON You have to believe in a placebo or it won't work, but if it works, it's obviously working i...
CHARLES JENCKS Learning to read music in Braille and play by ear helped me develop a damn good memory.
RAY CHARLES Friendship is held to be the severest test of character. It is easy, we think, to be loyal to a fami...
CHARLES EASTMAN The Bible tells us that God will meet all our needs. He feeds the birds of the air and clothes the g...
CHARLES STANLEY The difference between a democracy and a dictatorship is that in a democracy you vote first and take...
CHARLES BUKOWSKI In the same way the sun never grows weary of shining, nor a stream of flowing, it is God's natur...
CHARLES SPURGEON It was one of those March days when the sun shines hot and the wind blows cold: when it is summer in...
CHARLES DICKENS There's nothing like a jolly good disaster to get people to start doing something.
PRINCE CHARLES We can be tired, weary and emotionally distraught, but after spending time alone with God, we find t...
CHARLES STANLEY I take big risks, but I'm not reckless about it.
LARRY CHARLES The whole difference between construction and creation is exactly this: that a thing constructed can...
CHARLES DICKENS I don't actually subscribe to the view that all power corrupts. But absolute power - when secure...
CHARLES KENNEDY There are only two styles of portrait painting; the serious and the smirk.
CHARLES DICKENS Credit is a system whereby a person who can not pay gets another person who can not pay to guarantee...
CHARLES DICKENS There are women who can make you feel more with their bodies and their souls, but these are the exac...
CHARLES BUKOWSKI The rule in carving holds good as to criticism; never cut with a knife what you can cut with a spoon...
CHARLES BUXTON Iron hand in a velvet glove.
CHARLES V It takes a real man to make a true confession - a Chocolate Soldier will excuse or cloak his sin.
CHARLES STUDD There exist only three beings worthy of respect: the priest, the soldier, the poet. To know, to kill...
CHARLES BAUDELAIRE You can repeat things because it's on a set and there are actors. But if it's a great moment...
LARRY CHARLES I don't want to just add another DVD to the pile. So I think, 'Is this going to have an impa...
LARRY CHARLES I grew up in Brooklyn, New York. I grew up in a very Jewish neighbourhood and thought the whole worl...
LARRY CHARLES There is nothing so strong or safe in an emergency of life as the simple truth.
CHARLES DICKENS When I hear of an 'equity' in a case like this, I am reminded of a blind man in a dark room ...
CHARLES BOWEN We were the only black family in an estate with 1,000 white families. Liverpool being quite racist i...
CRAIG CHARLES I think anybody who is racist is an idiot whether they are black or white.
CHARLES BARKLEY There is nothing in the world so irresistibly contagious as laughter and good humor.
CHARLES DICKENS 'Federalism', in the context of political and media usage in Britain, has come to mean the c...
CHARLES KENNEDY I've always resented the force of attraction that traps me here on Planet Earth. It makes me fee...
CHARLES PLATT You ask what my conclusions are, rereading my journals and looking back on World War II from the van...
CHARLES LINDBERGH I would not be on the level did I not confess that I always have believed that the old Browns were a...
CHARLES COMISKEY Success soon palls. The joyous time is when the breeze first strikes your sails, and the waters rust...
CHARLES BUXTON The quicker we get rid of the lobby system the better for all of us. I don't think in this day a...
CHARLES KENNEDY So fleet the works of men, back to their earth again;Ancient and holy things fade like a dream.
CHARLES KINGSLEY I could never hate anyone I knew.
CHARLES LAMB Audiences seem to have a limitless appetite for vampires and for fantasy in general. Unlike many oth...
CHARLES DANCE By and large, talent is in such short supply that mediocrity can be taken for brilliance rather more...
CHARLES SAATCHI Go, forget me - why should sorrow, O'er that brow a shadow fling? Go, forget me - and tomorrow, ...
CHARLES WOLFE I've always been slightly self-conscious as an actor, and I guess that sometimes reads as pompos...
CHARLES KIMBROUGH A privilege may not be a right, but, under the constitution of the country, I do not gather that any...
CHARLES TUPPER My wife and I met right down the street. Our single, 'Just a Kiss' is kind of about that mom...
CHARLES KELLEY I thought it very touching to see these two women, coarse and shabby and beaten, so united; to see w...
CHARLES DICKENS We said that a single injustice, a single crime, a single illegality, particularly if it is official...
CHARLES PEGUY We should weep for men at their birth, not at their death.
CHARLES MONTESQUIEU There is no such thing as death. In nature nothing dies. From each sad remnant of decay, some forms ...
CHARLES MACKAY Those who think in Britain they can push the Brexit button and not have a bill to pay are seriously ...
CHARLES MICHEL In Britain ever more, they will realize that Brexit, well, has consequences - economic, commercial, ...
CHARLES MICHEL God buries His workmen but carries on His work.
CHARLES WESLEY Make em laugh; make em cry; make em wait.
CHARLES READE The power of administrative bodies to make finding of fact which may be treated as conclusive, if th...
CHARLES HUGHES We are under a Constitution, but the Constitution is what the judges say it is, and the judiciary is...
CHARLES HUGHES Reflect upon your present blessings of which every man has many - not on your past misfortunes, of w...
CHARLES DICKENS