It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.


Daniel Akaka

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DANIEL ELLSBERG
There should be at least one leak like the Pentagon Papers every year.
DANIEL ELLSBERG
There are two types of courage involved with what I did. When it comes to picking up a rifle, millio...
DANIEL ELLSBERG
Only we, the public, can force our representatives to reverse their abdication of the war powers tha...
DANIEL ELLSBERG
In general, people are comfortable sharing their music. There are two exceptions, though - Lady Gaga...
DANIEL EK
This is a way for artists to communicate directly to their fans. If you think of an artist like Brun...
DANIEL EK
The main reason people want to pay for Spotify is really portability. People are saying, 'I want...
DANIEL EK
Music isn't like news, where it's what happened five minutes ago or even 10 seconds ago that...
DANIEL EK
I was deeply uncertain of who I was and who I wanted to be. I really thought I wanted to be a much c...
DANIEL EK
In order for a service to be social, you've really got to start from the ground up. The fact tha...
DANIEL EK
With Spotify, people don't get it until they try it. Then they tell their friends.
DANIEL EK
People just want to have access to all of the world's music.
DANIEL EK
There are millions of people who consume music illegally every month. Just getting them into a legal...
DANIEL EK
I was born in Sweden, and in Sweden we are known for the piracy services.
DANIEL EK
It disturbed me that the music industry had gone down the drain, even though people were listening t...
DANIEL EK
At Spotify, we really want you to democratically win as a musician. We want you to win because your ...
DANIEL EK
I had two passions growing up - one was music, one was technology. I tried to play in a band for a w...
DANIEL EK
With Twitter and other social networking tools, you can get a lot of advice from great people. I lea...
DANIEL EK
I'm not an inventor. I just want to make things better.
DANIEL EK
Put your consumers in focus, and listen to what they're actually saying, not what they tell you.
DANIEL EK
At the end of the day, I want the music industry to be larger than what it is today.
DANIEL EK
He who sells what isn't his'n, Must buy it back or go to prison.
DANIEL DREW
We want a marriage with our customers, not a relationship.
DANIEL DREW
Words have a genealogy and it's easier to trace the evolution of a single word than the evolutio...
DANIEL DENNETT
There is no reality of consciousness independent of the effects of various vehicles of content on su...
DANIEL DENNETT
Natural selection is not gene centrist and nor is biology all about genes; our comprehending minds a...
DANIEL DENNETT
We should get used to the idea that we'll probably never be able to find - and confirm - a good ...
DANIEL DENNETT
If the history of resistance to Darwinian thinking is a good measure, we can expect that long into t...
DANIEL DENNETT
Some of the greatest, most revolutionary advances in science have been given their initial expressio...
DANIEL DENNETT
Darwin's idea of natural selection makes people uncomfortable because it reverses the direction ...
DANIEL DENNETT
In short, we need to recover the courage we celebrate in our heroes, and in particular, the courage ...
DANIEL DENNETT
Some cultural phenomena bear a striking resemblance to the cells of cell biology, actively preservin...
DANIEL DENNETT
The mind is the effect, not the cause.
DANIEL DENNETT
I don't think the 9/11 attacks taught us anything we didn't already know about religion. It ...
DANIEL DENNETT
As every scuba diver knows, panic is your worst enemy: when it hits, your mind starts to thrash and ...
DANIEL DENNETT
The juvenile sea squirt wanders through the sea searching for a suitable rock or hunk of coral to cl...
DANIEL DENNETT
The secret of happiness is: Find something more important than you are and dedicate your life to it.
DANIEL DENNETT
In 50 years - or 20 years, or 200 years - our current epistemic horizon (the Big Bang, roughly) may ...
DANIEL DENNETT
An Englishman will fairly drink as much As will maintain two families of Dutch.
DANIEL DEFOE
Necessity makes an honest man a knave.
DANIEL DEFOE
All men would be tyrants if they could.
DANIEL DEFOE
Nature has left this tincture in the blood, That all men would be tyrants if they could.
DANIEL DEFOE
He that is rich is wise.
DANIEL DEFOE
Vice came in always at the door of necessity, not at the door of inclination.
DANIEL DEFOE
'Tis no sin to cheat the devil.
DANIEL DEFOE
I have often thought of it as one of the most barbarous customs in the world, considering us as a ci...
DANIEL DEFOE