It is really a wonderful thing. And as more people adapt to it, it's going to be a bigger thing.

Our ongoing investments in people, technology and our brand may cause our profit margin for the second half of 1999 to move back towards the levels we've achieved in recent years.

Schwab is now focused on forging a new era of profitable growth by developing stronger relationships with our clients.

Total client assets were a record $1.246 trillion as of month-end January, up 17% percent from January 2005 and up 4% from December 2005.

I'm immensely proud of the way the Schwab team pulled together in 2005 and delivered such outstanding performance.

Chairman Levitt is advocating a responsible approach to investing. Whether you are investing via the Internet, over the telephone or in person, you need to understand your choices and risks before acting.