It really, really varies geographically.

As catastrophic an event as 9/11 was, it was at least geographically bounded,

Initially when you look at it, you would think this doesn't make sense geographically. And it doesn't. But when you look at the other parameters set by the board, it becomes difficult to set that socioeconomic balance unless you reach into different sections of the community.

It varies by allotment but that's about a 40 to 65 percent reduction.

Now that we're seeing it in a place that straddles Europe and Asia, it's different. It's spread so far geographically.

Positioned as we are, geographically and economically, India has a pivotal role in the region,