It really would be a useful tool. If anything comes out of this, that would by the strong recommendation on my part.

If I were to close the lot at Grass Island, they're just going to go to some side street and unload.

I think that Greenwich does exercise its review process through (the Planning and Zoning Commission) as the local agent that looks at harbor issues. Greenwich does a pretty good job of that. Overall, I'm not quite sure in dealing and listening to towns that have harbor management plans what benefit they really have had.

There is a serious disconnect between the issue at hand and the banking industry. I don't think they realize just how much the consumer needs to be informed.

The weakest link in the chain are your clients.

It was all there (yesterday). We got pitching, defense and timely hitting. So far we've only gotten two out of three.