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It was an unusually good quarter for credit losses. But it reflects a better credit environment, and the underlying earnings were strong, too.


Mark Lane

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Mark-to-market losses are not real loss. It's a notional loss. What we can monitor is the credit...
CHANDA KOCHHAR The more credit you give, the better it reflects on you.
GAIL EVANS Overall, you can say the quarter was on the mark. The sales and earnings were about where they shoul...
BOB DJURDJEVIC This is a company that has consistently delivered strong results, one quarter after another, and ove...
DEBBIE WANG Credit losses are very low now, but mortgage lenders need to be prepared for higher losses,
DONALD POWELL I pray that as America reflects on the passing of my dad, they will remember a man of integrity, con...
MICHAEL REAGAN Salisbury couldn't have shot it any better in the first quarter. But we finally got over that initia...
SCOTT DALTON Life, Teresa knew by now, was a series of losses. It was other things too, better things, but the lo...
ANN PATCHETT When we listened to the third-quarter earnings (report), their credit card business was performing a...
ASMA USMANI When we listened to the third-quarter earnings (report), their credit card business was performing a...
EDWARD JONES We were too passive. I take credit for that. We were just trying to get very good looks.
BRIAN MOORE The first quarter of 1998 was an unusually difficult one for AMD.
WJ SANDERS III I have to give my kids credit though, they didn't give up. We tried to make a game of it in the four...
DEL RUITER Give credit to them (for coming back in the fourth quarter), but any win is a good win, especially o...
ED COMEAU I think investors were too optimistic about an earnings recovery in the first quarter.
BERNADETTE MURPHY The results look good. It's very positive in terms of the overall credit cost. The credit quality lo...
BRENDA LUM Mayors took credit for it. But it was the Million Man March.
BOB LAW But paradoxically, the losses of harlequin frogs were taking place in unusually warm years.
J. ALAN POUNDS The glass is a quarter full, but we need more of it. The administration deserves credit, but it's ju...
JENNIFER WINDSOR To be sure, the provision of liquidity alone can by no means solve the problems of credit risk and c...
BEN BERNANKE We continue to benefit from the strength of our retail and credit businesses, which both contributed...
ARTHUR MARTINEZ Most business lines continue to exhibit strong sales during the quarter, including sales of consumer...
HOWARD ATKINS We played pretty tough in the first quarter, but they're too big, too strong and too good. We just c...
BILL BUTHORN When it comes to credit quality and provision for losses at the banks, if we're not at historic lows...
DENIS LAPLANTE What has really helped the quarter is very good sales because of El Nino. El Nino, is blamed for man...
DANIEL BARRY The goaltenders stood strong and kept it a tie. Give Brown a lot of credit for playing a great game.
BRIAN DUROCHER This was a very good quarter in a tough environment. We were looking for much lower numbers.
DANIEL ROLING There’s a huge difference for taking responsibility for one’s actions, and taking credit, and in...
BENJAMIN TOMES They deserve all the credit for winning. They're a good baseball team. They play the game hard. They...
JUSTIN SHELL It was a very good quarter. We beat Wall Street consensus estimates for revenue, and we believe we m...
PAUL DONOVAN We just committed too many errors against a good team. Give Greenland credit, they were able to take...
JAY HARPER Growth will slow slightly for a variety of factors. There's a challenging rate environment, a bit sl...
JOE MORFORD I'm delighted that we've qualified for the quarter-final and all credit go the players.
HENRI MICHEL He had a sense of urgency. He knew his weight and body fat were too high for him to play a lot of mi...
ALLAN JOHNSON That was a nice garbage goal. I like that. I credit the referee for not blowing the whistle too earl...
JUNIOR LESSARD It was a largely in-line quarter. The outlook was in-line to modestly better from a revenue perspect...
ADAM HOLT The turnovers were made at ridiculous times. And the number ... Give them credit. They (Iowa) hung i...
TOM IZZO The king may rule the kingdom, but it's the queen who moves the board.
D.M. TIMNEY Fourth-quarter earnings per share were about in line with consensus. Given strong results throughout...
MYLES WALTON We've got a very low interest rate environment. The Fed told us that last week and we all heaved a s...
BRIAN FINNERTY I don't feel it was a good loss. There are no good losses. But it was an educational loss.
DAVID MCGREAL The important thing to recognize is that it takes a team, and the team ought to get credit for the w...
PHILIP CALDWELL The important thing to recognize is that it takes a team, and the team ought to get credit for the w...
PHILIP CALDWELL That is an unusually strong dip. I don't think it is a mirage.
JOSEPH WINTER It was more of a case of Dodge City wants to win basketball games, too. We didn't have one of our be...
CHAD WINTZ From where I was, I thought it was in. But give their player credit for staying with it.
AL KECKEISEN Acting was important, but it was not as important as getting an education, and I credit my parents w...
ALEXANDER GOULD Our financial results continue to be seriously impacted by the adverse effects of the strong dollar,...
GEORGE FISHER Their score is based on their sloppy credit reports and doesn't fix the underlying problem with the ...
ED MIERZWINSKI I wasn't expecting that shot – I give him all the credit. He used the wind pretty good and there wa...
ALONSO JIMENEZ That's a credit to him and his speed going through the neutral zone and getting open and giving me a...
BRANDON DUBINSKY Earnings growth is strong, interest rates are low, and the environment is positive for stocks. The m...
BOB STRAUS We can recognize and give credit where credit is due, to the debt of taste we owe Europe, but we hav...
BILLY BALDWIN Whatever way you cut it, it was a good result. But it was helped by strong hedging gains because sal...
ANDREW GOODSALL Credit-default swaps remedied the problem of open-ended risk for me. If I bought a credit-default sw...
MICHAEL BURRY The downgrade reflects expectations for debt reduction in 2006, which — while meaningful — is neve...
JOE MORIN We finished the quarter with earnings of 25 cents per share, at the top end of our guidance range. E...
AUSTIN LIGON Yesterday was a pretty good up day, but we were well oversold, so we shouldn't probably get too exci...
LINDA DUESSEL We had a good first quarter and then got flat in the second. We kind of got out of our offensive flo...
BRAD ULLAND Today's announcement reflects our board's confidence in Wachovia's performance and prospects for con...
KEN THOMPSON It was a real credit to (the guards). They really did a good job staying on their men.
AL HORFORD It feels good, but I give my O-Line a lot of credit. I was just making people in the secondary miss ...
BRIAN THOMPSON But give Galion credit. They executed better than we did and they wanted it more than we did.
JAKE BRUNER We give Wal-Mart credit for its labor (cost) improvement in the quarter and hope this can continue.
EMME KOZLOFF We could tell even during the preseason that they were a really good team. I give them a lot of cred...
ERIC GORDON [If you carry a balance, you should by all means use this low-rate environment to lower your finance...
ROBERT MCKINLEY The economy was really good around here. It was all the result of my dad. He got it all started and ...
JOE LLEWELLYN It was really weird. I think we were all taken aback. Because it was done, it was over. Give (New Je...
MIKE KNUBLE We felt good about it. And we had some opportunities in overtime, but we had some untimely turnovers...
PHIL ANDERSON I don't borrow on credit cards because it is too expensive.
MATT BARRETT If the credit industry were doing a better job protecting you, we wouldn't need such products.
BETH GIVENS I'm positive on the quarter but I think there is going to be a debate over the outlook. The real sur...
BOB STIMSON My head's not in the clouds, but I think I've gotten too much credit for being an astute bus...
STEVEN SPIELBERG It was certainly a good quarter, way better than expectations, but futures orders were less than we ...
JAMELAH LEDDY He (Selle) does a lot of things well. I think he's a little bit better athlete than people give him ...
MARK SULSER We were hanging on, and we have to give him credit. He just stepped up. He wasn't that mobile, but h...
PAT RILEY Derivative instruments were bystanders, ... They may well have intensified the losses in underlying ...
ALAN GREENSPAN While our cost performance remains in line with the projections we announced in April; our significa...
JAMES GOODWIN All those close losses, not able to let a big lead hold ... instead of folding, we finished strong. ...
TERRY YOUNGBAUER The Fed is a price fixer; it fixes the price of short-term credit. If there's an increase in demand ...
PAUL KASRIEL Jamie was great. Was Schilling great, too? I never credit pitchers. I make my living off pitchers. B...
CARL EVERETT Your entire credit history -- both the good and the bad -- is contained in your credit report.
BARBARA ANTHONY It was a massive five points for us. That win could make a huge difference to our season. Credit to ...
GARY PARKER We were (24-4) last year, and people didn't expect us to be as good. But it is a credit to the six s...
BRETT HARDY Do not be afraid of failure, it is part of the learning process
SOTONYE ANGA We had a lot of bumpy reports in the second quarter and we shouldn't have. The economy and productio...
CHARLES CLOUGH My daughter graduated from college in 1985. She had a very close friend who is still paying off cred...
FRAN KATZANEK The first quarter economy rebounded strongly, but it wasn't too strong in this case.
FRED DICKSON The HOPE scholarship tax credit provides up to $1,500 in tax credit for freshmen and sophomores, and...
ERIN KORSVALL It was a tough loss for us. Humble was the better team tonight, and it showed. They were more aggres...
DAVID GREEN This was a very good win for us. We built a nice lead, and we were able to hold it. We still have so...
CINDY TIMCHAL Liberals get credit for good intentions, and that's about it, because everything they do fails.
RUSH LIMBAUGH It's a play that's designed to get him a shot, but I can't take too much credit. I designed plays fo...
DENNIS WOLFF We didn't play well enough against an outstanding opponent. Give them credit for what they did … I...
BRIAN BILLICK It was one those bad days for them [the wicket takers]. I think they bowled a bit too short, but all...
SOURAV GANGULY Pine Tree outplayed us and was the better team tonight. They were better prepared, and you have to g...
BROCK BLASSINGAME If you're going to take credit for the good things that happen in your life take credit for the bad ...
JOHN LEACH It'a okay to take some break from the crucible steep of stairs that you want to try to achieve, as l...
LAURE96 If you have $30 billion of GM debt underlying some multiple of that amount in outstanding credit-def...
SUNIL HIRANI This is an unusually short time for such a product to be on the market. But it was a very competitiv...
JAMES COTTON

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LANE OLINGHOUSE It's not doing that well, but it's hanging in there. I've been taking care of and nurturing it along...
SHARON LANE The inability to hold those gains is a sign that nobody really believed that there was a lot of upsi...
KEVIN LANE I don't know the answer. I don't have the report in front of me, and I'm not in position to talk abo...
DAVID LANE The people who hold the copyrights said there's no issue here.
DAVID LANE If they're stopping him from taking his sabbatical, that is an adverse employment action.
DAVID LANE There are fathers that aren't going to get the opportunity to stand up anywhere and talk about the f...
DAVID LANE We believe this to be very positive because the issue regarding whether or not Churchill is an Ameri...
DAVID LANE Nothing is more conservative than a bacterium.
NICK LANE It will help students, alumnae and the public will gain a greater appreciation of our tremendous col...
BILL LANE AT&T is proud to be the hometown communications company for Greater St. Louis and the official commu...
BILL LANE We're going to the meeting.
BILL LANE We have assigned two permanent positions to the area to take care of it. Their job is to keep the CR...
BILL LANE She should keep a tight book on everything she spends to get a real good fix on where her money is g...
BILL LANE I, for one, am not a great fan of many layers of government on top of me,
BILL LANE We find we make each other's arguments,
BILL LANE Fountain Square has been a favorite spot for families to view the parade in the past. However, with ...
DAVE LANE Our girls played well. We struggled some during the regular season, but we were playing our best at ...
CHARLIE LANE