It's a vehicle that goes forward about two generations. Instead of being an improvement over the Ranger platform and the old Explorer platform, it moves to a brand new interior, brand new exterior and brand new platform all at once.

Despite those solid gains, improvement haven't come as far and fast as we would have liked, and the achievement gains remains disturbing.

With the improvement of our team over the last couple of years, hopefully there's renewed interest in this market, ... I believe that there's also a common thread now with ownership being Robert Sarver, (his) having grown up here and having gone to the university. It seems to make a lot of sense that the organization has a relationship not only with the university but the city of Tucson.

Any improvement of the lives of the people of this country will require an optimal functioning of organizations in the private and public sector.

I have to clean up after him.

The minority of suggestions are Schwab products. We charge $2,000 to $3,000 to do the plan, so we're not forced to try to push products to make up for the cost.