It's amazing how prevalent check fraud really is. By the time it comes here ... the merchants are pretty fed up.

It's a very stressful situation for small-business owners, and we get letters on a regular basis thanking us and saying that if we had not gotten the money back, they would have gone out of business.

We try to work with the check writer to help merchants get 100 percent of the money back.

The railroads were still pretty strained last year.

This weekend is going to be pretty cool and unsettled. Expect scattered showers and thunderstorms [Saturday] and Sunday.

Lutherans drink coffee after church. ... That's a pretty important time. The idea was to use coffee as a vehicle to connect them with their global neighbors and think about issues of social and economic justice.