It's an informational tool like any other investment or savings document. I am thrilled that the Social Security Administration is (mailing out statements annually).

The diversion of Social Security revenues to private investment accounts would shift much of the risks of old-age back to low-income seniors, and pose very serious challenges to families who depend on social security's survivor and disability insurance benefits.

The major impact of Sept. 11 on privatization is the disappearance of the Social Security surplus, ... Before the attacks, it was questionable whether we had enough money available to pay for the transition to privatization. This makes the issue even more difficult.

We can set aside a surplus to save Social Security or Medicare, or we can pass the burden of the baby boomers retirement off on to our children,

I believe keeping our promises should be our highest priority and that means saving Social Security and Medicare while preserving the American dream for our children and grandchildren.

Well, let's go back to the original intent of Social Security. It is an insurance contract.