It's designed to cover a catastrophic loss; complete destruction or very serious damage to your home. Having 85 percent of the costs to rebuild your home covered is way better than having all of it to cover on your own.

I can't fathom the destruction. It's the scope of the loss. It's knowing how long it's going to take to get things back to normal. There are parts of New Orleans that will never be the same.

was profoundly saddened to learn of the massive loss of life and destruction caused by a series of earthquakes and tidal waves across Southeast Asia today.

Only after disaster can we be resurrected.

It is difficult to deal with the destruction and loss without the closure that comes from a visit to Israel, where the healing and rebirth of European Jews occurred. I know this will be an unforgettable trip for everyone, no matter their faith.

No loss by flood and lightening, no destruction of cities and temples by the hostile forces of nature, has deprived man of so many noble lives and impulses as those which his intolerance has destroyed