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It's going to be tough year. Loans are slowing, and it is a more competitive market in various areas like mortgages.


Hugh Young

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I've been negative on the industry outlook for quite some time. I think next year is going to be a d...
LAWRENCE HORAN Year after year, we are seeing that Polk County is getting a little more competitive with its surrou...
JOEL ADAMS I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-...
MICHAEL BURRY We used to joke that more stories were written about reverse mortgages than loans originated.
BRONWYN BELLING I've never seen such a competitive market for talent as in the last six months to a year. And it's f...
JOE KRAUS People are going to get older and young guys are going to come in and race and get more competitive.
DALE EARNHARDT As we move forward into the year, we'll see things slowing down and companies lowering growth expect...
ARMIN LANG The overall picture is of an operator aggressively maintaining its market position in a highly compe...
DAVID KENNEDY Motorola is making tough, but deliberate and strategic, business decisions in order to remain compet...
EDWARD BREEN The league is going to be very competitive this year, especially with the new teams. There are a lot...
JEFF BOWER I think the league is going to be a lot more competitive this year than it was last year. Maybe not ...
GARETH SOUTHGATE It's going to be a tough year, a very tough year.
ADAM VINATIERI It looks like we're finally beginning to see signs of a sustained slowdown, particularly in the inte...
DAVID KASLOW I think it is going to be more challenging to try and build upon such a good set of results especial...
ISMAEL PILI Knowing how competitive the league is going to be this year, if we would have [lost], it would have ...
JAKE KISER There are several kinds of loans you can get: public and private loans. (The federal government) can...
ANDREA BAKER The guy who doesn't go into the rotation is going to have a tough pill to swallow. All five guys are...
TONY LA RUSSA There are several teams in this league that I think are going to be very good. And I feel like we're...
CRAIG JACKSON I think next year is going to be a tough year.
JAY MYERS 37. It is better to be single and unhappy than unhappily married.
JAMES C. DOBSON While market conditions will continue to be competitive, we fully intend to expand our business and ...
ECKHARD PFEIFFER We feel we've got to do some things better and be more aggressive in the community, ... We're going ...
BARRY MELROSE Our perspective is that competition should be allowed to flourish in a free market, and the issue of...
MARK MARCHAND The MAC is going to be a balanced and extremely competitive league again this year.
BRAD EVANS It is the first cut in the base rate for two years, so this is our best chance to shake the housing ...
ANDY GRAY The easier availability of first mortgages has helped many marginal borrowers obtain loans and it ha...
JOHN DUGAN The good news is that a competitive dollar in the global market and a strong dollar at home are comp...
MARTIN FELDSTEIN We are really excited about our new Community Commitment Program. It really started last year, when ...
BOB GARCIA Nokia will have a tough time boosting its margins in the future given the tough competitive climate.
GREGER JOHANSSON We are facing a large number of Katrina-related warnings, ... The market is just coming to realize t...
MARC PADO Just like last year, they've got some big kids on the line. It's going to be a tough game. Their def...
MARK CLIFFORD We'll be a pretty competitive club. But when you're in a pool with the Dominican Republic and Venezu...
GLENN WILLIAMS It is a lie.
ARTHUR MILLER From a competitive standpoint, probably the most sensitive issues are in the Boston and Massachusett...
CATHERINE MURRAY From a competitive standpoint, probably the most sensitive issues are in the Boston and Massachusett...
CATHERINE MURRAY The market is struggling with the fact that its biggest prop, the bond market, is not cooperating. B...
WILLIAM MATTISON Builders are talking big. They all said they will build more houses in early 2006 than in early 2005...
JACK INSELMANN I think we play in one of the toughest districts in the state, so it is going to be tough with a you...
CASEY OSBORN Yes, Maryland is worthy of that. They are a great team. And they are young, so they are going to be ...
SYLVIA HATCHELL Whatever it is, they have to look outside their core business. The equities market is becoming much ...
HARRELL SMITH The big payoff for the future will be in helping knowledge workers to be more inventive and creative...
ERIK BRYNJOLFSSON It's an excellent job market for college graduates this year and although it seems to be slowing som...
TIM MCDONOUGH It's going to be a tough year.
JOE PHILLIPPI Overall things are slowing down, but they are slowing from what was basically a very strong, if not ...
JOHN KAREVOLL [The Bulls] are all athletic and young and they're all free willing. They're playing really loose. I...
GARY PAYTON The market is anticipating a slowing economy.
ALAN ROSE The market is anticipating a slowing economy.
ALAN DE ROSE As the rate of gain in corporate profits slows, even though the economy is booming, productivity is ...
LESLIE ALPERSTEIN What we've seen over the last couple of weeks with disruptions at copper mines has narrowed the opin...
GERARD BURG The guys have worked hard to be in this position at the end of the year. We had a tough schedule in ...
DOUG SHORT In this volatile market, the best procedure is to buy on dips. There are going to be days when the m...
ALAN HOFFMAN What's important here is that maybe a slowing U.S. economy directly translates into a lower dollar. ...
AXEL MERK It shows there is still solid underlying demand for housing and that activity this year, while slowi...
MICHAEL MORAN I like having a tough district because it brings the competitive nature out in these guys and that i...
CODY KEENE There's no question that keeping up with a virtually self-funded campaign is going to be tough. We'l...
CATHY CALFO Indeed, the FHA was born out of the Great Depression, which was also caused in significant part by a...
MARK ZANDI I think the major oil companies are going to be looking for more oil in more remote areas. The more ...
BOB POPE Dan is going to be very competitive this year. I bet we'll have 22 to 24 cars this year (in Pure Sto...
BUTCH BEHN We are going to have another good year next year, but my feeling is that the days of 15 to 20 percen...
BYRON WIEN You need to understand the market, know how you can differentiate yourself in it, and grasp the pric...
AUDREY MACLEAN D.C. is a deep team and its going to be tough to work my way in, but I will give it my best shot.
DOMENIC MEDIATE Italy is an attractive retail market for everyone. If BNP can come in and cut costs and improve prof...
ANDREW SENTANCE It was as tough as it looks, ... It's a tough conference and I'd put Park right in there with anyone...
JEFF LEE We hope to be a competitive team in a very tough conference, and take it one game a time.
HENRY QUINLAN If you look at who gets a competitive advantage -- companies like Coca-Cola, Pepsi, Procter & Gamble...
MARY FARRELL You've just got to gut it out. It's going to be a tough year.
RICK PITINO This should induce some slowing in housing market activity, but we expect the housing market in 2006...
FRANK NOTHAFT It's tough to be competitive against schools that are really established.
CARRIE BORDAS There are a lot of key positions with first-year players. We're very young in a tough section.
JOE DALSASS It really looks like I'm going to be in the 6 car next year. It's looking more and more like that al...
MARK MARTIN And still the time, especially in the economy, is very tough, very difficult. It's necessary to ...
ALEKSANDER KWASNIEWSKI The economy is going to be slowing down and the Fed's rate increases are coming to an end.
ERIC DARWELL To stand on the
brink of what is coming, feeling eager, optimistic anticipation—with no feeli...
ASK AND IT IS GIVEN It sends a signal that their situation is very serious in terms of being a competitive entity. Now t...
MIKE FERGUSON I like the makeup of this team. We could be a little more versatile than we have in the past. We loo...
CARL RISCH It will be a tough battle this year with the top three makers likely to end up with similar market s...
CHRIS KIM That is a joke. You are not going to negotiate with these mortgage companies to reduce those mortgag...
CAROL JOHNSON Georgia was a great race last year and very tough in terms of its route, ... I hope to defend there,...
LANCE ARMSTRONG In this ultra-competitive global vehicle market, anything DaimlerChrysler as a complete entity can d...
MICHAEL ROBINET There's no doubt we are very young in key positions, but you play the cards you are dealt and these ...
ANDY ZAVOREK The interest rates are at its lowest point now because of the economic turmoil. People in the market...
ZENG HAN JUN That's not it at all. Our gas stations are just like our stores, we'll certainly be competitive in t...
SHARON WEBER It was a tough loss for us. It's hard to explain. The league is very competitive this year and on an...
DAN CONSIDINE The conference is going to be real competitive. I don't think we're in a situation where we can take...
CARY JUSTMANN The El Paso hotel market did very good. El Paso hotels in general made money last year. I think we'r...
HENRY KING We like the educational sector. We like select software companies. We like publishing. We like compa...
JEFF HERSHEY SR In spite of the young lineup, we will be competitive and have a quicker overall team. Last year was ...
GAIL ANDERSEN MasterCard's going to become more competitive and focused on growing its bottom line rather than pro...
ED GROSHANS Bebo has an opportunity to prove its products and services. Bebo plays in a very competitive space; ...
TIM ARMSTRONG This could create something like a Sputnik scare. If the U.S. is no longer competitive, and our grad...
DON KNEZEK You do not have to be a rocket scientist to know that it is hard for a market to keep going up when ...
ROBERT KIYOSAKI With a slowing economy and weakening corporate earnings, our clients are facing the most challenging...
DAVID POTTRUCK The kids do a really good job. It reflects on our school and the kids in our school that we are able...
JACK PEAVEY Gold has intrinsic value. The problem with the dollar is it has no intrinsic value. And if the Feder...
PETER SCHIFF There are various areas in the state where students don't have good access to higher education.
GRANT THRALL We think the economy is going to be slowing down and the Fed's rate increases are coming to an end.
ERIC DARWELL We are not afraid to entrust the American people with unpleasant facts, foreign ideas, alien philoso...
JOHN F. KENNEDY We are not afraid to entrust the American people with unpleasant facts, foreign ideas, alien philoso...
ALEXANDER POPE We need to align the incentives so that colleges have an incentive to keep down their costs... to gr...
ELIZABETH WARREN We are going through kind of a start of what is typically a tough month. We are again going to be fo...
EVAN OLSEN

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HUGH DILLON I think the part of my acting career where I've been more successful, I've been incredibly c...
HUGH GRANT Don't play for safety - it's the most dangerous thing in the world.
HUGH WALPOLE Something about teaching is curiously attractive, actually. I don't know what it is.
HUGH GRANT My life is every moment of my life. It is not a culmination of the past.
HUGH LEONARD It dawned on me that acting was what I wanted to do with my life. Nothing had ever touched my heart ...
HUGH JACKMAN I'm finding it increasingly difficult to simply walk down the street. In New York, I dashed in t...
HUGH LAURIE The people who had the most impact on me when I was young were Freud and Darwin, but growing up I al...
HUGH HEFNER There is no simple explanation for anything important any of us do, and the human tragedy, or the hu...
HUGH MACLENNAN The problems seem so easy out there on the stump. Deficits shrink with a rhetorical flourish.
HUGH SIDEY I don't have a single complete show or movie or anything else that I could look at and say, '...
HUGH LAURIE I feel like the writer observing the grief, but it is difficult to be detached from it.
HUGH LEONARD My whole history of being an actor is unusual and slightly disgraceful because it should be somethin...
HUGH GRANT When you make a mistake, don't look back at it long. Take the reason of the thing into your mind an...
HUGH WHITE Don't play for safety-it's the most dangerous thing in the world.
HUGH WALPOLE