It's not easy, and it is confusing for consumers.

The debt management plan is really a repayment plan.

They were hitting their shots (36 percent) and we weren't, and we were still in it.

Even though we haven't talked much about next season, we've got a lot talent on the team and some solid freshman coming in next year.

We'll have a pretty specific package to take to the housing authority in the next couple of months.

It will be the same plan, the same mix, just less of it.