It's not that Japan or Europe have better accounting systems than we do,

Climate change is not something that can be tackled only by Japan or only by Europe,

This is a tragic reminder that it may not be enough to review the documents. You may need to follow up with the insurance company to ensure coverage is in place. Also, never pay in cash and never write a check to the insurance agent or agency. Always make the check payable to the insurance company that will provide the coverage.

There are probably two areas that were not really fulfilled and I have to credit Laura with really making a difference in my life. One is the power and the importance of the Bible and spending time reading it ... The other really key part to my life is having a relationship with Jesus and understanding that prayer's important, the Bible's important, but that relationship is really what counts.

In this case, it was much colder than forecast, not only for our systems, but other systems in the area, so supply was pulled down in all the area.

There appears to be an acceptance of a weaker dollar trend even if Europe and Japan are not happy with it. The Americans are probably only too happy to see the dollar depreciate.