It's one more ominous sign that Florida's property insurance market is approaching a state of crisis. It also calls into question how the company was allowed to attain such a concentration of coastal exposure that many predicted would produce this type of adverse result if the wind blew harder than usual.

I entered at an interesting time, after the L.A. riots, when the field was in crisis. A lot of the movement was down with solidarity with other races, but the riots were a shock. The focus became interracial relations, and they wanted to know what I thought. It gave me a weird credibility in the field. A lot of us got published in academic journals right away.

It will work itself out, but patience is something that people need to exercise at this point.

It is patently wrong to knowingly make these people be insured with an insolvent company.

The essence of Africa's crisis is fundamentally its extreme poverty.

The essence of Africa's crisis is fundamentally its extreme poverty and therefore its inability to mobilize out of its own resources even the barest of minimum resources to address any of the public health crises that Africa faces.