It's really encouraging that in a pretty difficult retail environment and a challenging toy environment, they were able to pull this off. This bodes well for the company for 2001 and beyond.

We know through our market research that women want to be in an environment that's residential vs. institutional. So they want a warm and comfortable atmosphere.

We're looking at a pretty favorable environment for bank stocks, and financials in general, over the next three-to-six months. But what I would say is that there's still a little bit of an overhang in terms of the commercial banking sector, due to credit quality concerns. So that's going to weigh heavily on the banks. But we could see growth in some of the other areas. Brokerage continues to be very strong,

It's a pretty happy civil environment. It's a sing-along, ... I've never been there without the band.

It's a pretty exciting environment.

Given the environment, they came in with a pretty good quarter. The inventories look well-controlled.