Kids today have grown up with technology.

Using technology to educate is an incredibly effective tool that reaches kids on another level. Kids today live in a multimedia world and visual stimulation aids in the learning process. Talking about history is static but, with these movies, history comes to life.

I think that the social compact hammered out in the mid-20th century has been superseded by a new compact that is different and doesn't promise the potential for lifetime tenure. Workers are free agents.

You should tie up these loose ends a year or two before retiring. Don't wait until the last minute to understand your benefits options.

It is probably too early to break out the champagne,

large number of lower-middle class and middle-class Americans struggling to make it paycheck-to-paycheck will be short of discretionary income during the holiday shopping season.