Last time I checked, an incentive isn't supposed to get you fired.

I don't think that there's any deception. It's unlikely anyone would walk into our office and take a RAL and not know what they're doing.

With a lot of the newer agents, if they're not making money on the call, they move on.

If you are holding a lemon, a once-hot fund, it's time to sell. Funds on the Lemon List are doing D- and F work. Investors who own these funds have an opportunity lost. You want to get into a better fund and upgrade to an A or B fund.

Most of the time these [wireless systems] are tied to back-end systems,

It lasted about as long as I expected it to last. To put a time frame on it, or anything else, you're reading way too much into it.