Living a frugal lifestyle gives you the opportunity to invest more money towards your future.

Earning a comfortable living and being responsible with your money is always a good thing. But, if you let that completely control your life, you're missing out on a lot of incredible experiences that money can't buy.

Wealthy individuals are known for spending their money wisely. This means living below their means by skipping the McMansion and impractical luxury vehicles.

Having emotional intelligence allows you to manage your emotions, show empathy, and prevent you from getting distracted. It also helps you solve problems and be a more likable person.

While having friends shouldn't be the main reason why you love your job, it definitely makes the work day run a lot more smoothly when you have a workplace buddy.

If money is tight, or you're on a limited budget, then consider DIY or used gifts. DIY could be something like baked goods for your friends, family, and neighbors. Plus, if you have children, it's a great activity to do with them during the holidays.