On the credit perspective, there is a benefit from portfolio diversification. If one of your cylinders is not firing, the others may be.

Areas of concern are more numerous. Most important, continuing deterioration of the financial health of U.S. automakers is a major risk to ad spending, already visible in the third quarter of 2005, and notwithstanding General Motors Corp.'s recent shift back to incentives.

They have been in a startup mode for a very long time, and have been in a negative cash flow mode for a very long time. If the capital markets became less receptive, you could envision the music stopping and not enough chairs being there.

Becoming a lake has put a lot of things in perspective for me.

Your perspective about things; that lies in the eye of the beholder! If you can find the beauty in flaws that gives you hope beyond measure!

I would say that the pharmaceutical industry is hyper-competitive from a global perspective.