On the other end of the spectrum, these women who do live long enough to collect Social Security face the challenge of being disproportionately dependent on the Social Security system for retirement income.

Ginny Brown-Waite

Being Challenge Collect Dependent End Enough Face Income Live Long Other Retirement Security Social Social Security Spectrum System Who Women

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Under the current pay-as-you-go Social Security system, not one person is actually guaranteed benefits.

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Social Security is more than just a retirement program. The biggest misunderstanding is that it's a program for old folks.

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I do not believe that the Social Security system is in crisis.

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While Social Security faces some long-term challenges, the system is not in crisis.

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Right now, too many women who reach retirement age find themselves widowed or single, relying on their Social Security check for over half of their income.

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