One good lesson is not to be afraid of failure because failure was kind of obvious in my life.

Accredited has never paid a loss on a bail bond because of a failure to appear in court.

I use nothing but the best ingredients. My cookies are always baked fresh. I price cookies so that you cannot make them at home for any less. And I still give cookies away.

You don't do business with an institution. You do business with people.

[But when, at age 20, she broached the idea of baking cookies for a living, her parents and husband balked.] They said it was a stupid idea, it will never work, it would absolutely fail, ... They said you have no money, no job experience and no formal education.

There is the greatest practical benefit in making a few failures early in life.