Only establishments that meet the extensive quality criteria required to become AAA Approved receive an AAA Diamond rating.

Part of it is what's going on in the world, and we already have speculators who are looking at the effects of the upcoming hurricane season.

We always see increases this time of year.

The results look good. It's very positive in terms of the overall credit cost. The credit quality looks strong.

People like the way things are in Winneshiek County, the quality of life and healthy living. There's controversy because we want things to remain the same, but change will happen. We want to see growth, but see smart growth. We want to shape our destiny, not let it shape us.

Skill is just a way to influence luck in your favor more often.