Our goal is to make the underwriting process far more efficient and to reduce information-gathering costs across the industry.

Given all that we have to do, and all that the industry has to do, this is an aggressive timetable. But it will solve a regulatory compliance problem for the industry - on time - while delivering better risk management and reduced costs.

It's the census bureau, so we figured they would respond to statistical information. We've gotten a lot of anecdotal information from the public, and we're trying to document that as much as possible.

They are not suspects, but we would like to talk to them - they do have some information that can be useful to us,

I never had a single document of classified information, all of the criminal charges against me were dropped,

Once we establish what additional information they require, we intend to respond accordingly and comply with the Coast Guard?s request.