Our growth has been great, especially considering I don't have a marketing budget. We rely heavily on word of mouth.

I look at it as smart growth. Smart marketing. Is there a case to be made that we're too many places and we're too many places too fast? There probably is. But at the same time, there's not a seat to be had in the house, and people are tuning in all over the country. So you can't argue against it, either.

We have seen the mass marketing of these loans and the growth of these loans and determined it was appropriate for us to take a closer look.

What began as a trend toward digital marketing is now a firmly established direction. Growth and diversification in our revenue base are clear evidence that we have been successful in acquiring clients who can benefit from digital marketing.

Marketing must change to reach increasingly elusive consumers. Our company's growth reflects the new efforts of innovative marketers to listen to and communicate with their customers.

Microsoft is very good at momentum marketing. It can turn reports of strong growth in revenues, software licenses shipments, or clients being supported into a message that Windows NT is becoming the de facto standard.