Our recommendation would be to go for companies that are seen benefiting most from the likely end-result of all these developments -- lower interest rates and improving consumption.

Indications are positive towards stronger loans growth this year, which is becoming quite important in sustaining net profits amid the possibility of declining net interest margins.

A key advantage of Ayala Land is that its diversified portfolio of businesses allows it to participate in each of the key macroeconomic drivers of the Philippines.

The slight earnings disappointment is compensated by the positive outlook on dividends, where management guidance is moving towards our more aggressive dividend payment assumptions.

I love a long bath. I love anything creative. I love decorating. I even love just flipping through magazines and vegging out for a while. But I'm also one of those people who loves to work, so I'll sing, dance, work on my next performance, or write whomever it may be about a new idea.

I think bad things, something happened to my daughter. We can't find her. I looked everywhere.