Parents are the experts on their own children because each child is so different. But, Catherine is the expert on children in general,

The biggest mistake parents make is thinking they're done parenting when adolescence kicks in. They just have to take a step back, but remain involved. They can't let the child push them out of their lives,

How great it would be if parents and grandparents started children off with a nest egg.

Experts will be talking to parents about what to look for.

Parents are experts on their own kids, so they should trust their instincts. I've seen it both ways; lots of families do bring kids and can learn a lot by watching their child interacting with camp directors, reacting to photos, slides. But if you have a very young child, it can be really overwhelming for them. It's a total judgment call.

It's important to be involved with the life of young preteens and to set firm limits for them, while fostering independence, which is challenging,