People are always saying that I must have been the class clown, with all these voices. No, I was way too shy to be the class clown; I was a class clown's writer.

People are always saying that I must have been the class clown, with all these voices. No, I was way too shy to be the class clown; I was a class clown's writer.

That's an old saying I just made up

Saying that stocks are cheap relative to an asset class that itself is really expensive -- that's a fragile comfort. To me the risk profile of the market in some ways is even higher than back in 1999. Back then people were buying because there was tremendous enthusiasm for stocks. Now they're buying them because they're turned off by the alternatives.

It is a really simple program. All students have to do is fill out a contract saying they'll attend class and take notes. The disability center provides the paper and copies so students can simply come by anytime and drop off the notes.

We are extremely focused on the user experience...broadly in every class of application. We are saying that the user experience matters in ways that dramatically add value to the business.