People should really think about the effect this will have on their retirement.

We know that more people will live longer in retirement, but also that more retirees will have longer periods of time when they can travel, spend, and enjoy due to lower levels of chronic disability among the elderly. What a shame it would be if the health constraints that many older people faced were replaced by financial constraints due to lack of proper planning.

To do this is nickel-and-diming. People will end up bypassing the skycap altogether and going to the ticket counter, or they'll book tickets on another airline.

It's to give people in different areas an opportunity to preview the races. Each year it will be held in a different area. Next year we'll take it to another area of Metro Louisville, possibly Southern Indiana. … We just wanted to add events to the schedule and create our own little balloon festival.

There's such a tremendous amount of education online. You're always better if you can educate yourself.

If you've come up with a strategy, you should be able to ride out bumpier markets without panicking. The worst thing you should do is buy high and sell low.