Rather than address the serious issues of unaffordable health care, poverty wages, crime, and sprawl, Wal-Mart?s latest and greatest public relations stunt is to try to rebuild a fraction of the very communities and small business it has helped destroy.

Federal regulators need to heed Chairman Greenspan's warning and realize that a Wal-Mart bank would pose serious and grave threat to consumers, community banks and the economic health of this nation.

If Wal-Mart was serious about diversity, it would hire independent auditors, stop refusing to disclose its diversity goals, and finally release the hard data about what Wal-Mart pays its women and minority workers.

Wal-Mart's future in 2006 will not look any brighter unless Lee Scott realizes that Wal-Mart must change into a more responsible employer.

economic divide in this country that we are fighting as a group to address.

It is a diversionary tactic. Wal-Mart understands that they have a growing public relations disaster on their hands. American people are looking at a company with $10 billion in profit and $285 billion in sales that makes excuse after excuse about why it can't provide a living wage and health care to its workers.