Savings is an important habit. Ideally, I say, we should save 15 percent of income. Ten percent for retirement and 5 percent for other things.

Newlyweds should get in the habit early in committing to retirement plans, especially those with matching features. Roth IRAs are a great vehicle for the newlyweds to start saving for the long term. They should understand the power of compounding and how their savings relates to their goals of buying a house or a newer car.

Our fund is ideal for someone four to five years away from retirement and currently in a high-income tax bracket. It gives them cash flow for about four years with very little tax effect. Then, when the depreciation runs out, it comes at a time when they've retired and fallen into a lower tax bracket anyway.

After every storm it's always my habit to look up at the eagle and see just how bad it was. There was a lot of debris on the ground, and sure enough, he's was turned a little to the side.

The goal of retirement is to live off your assets-not on them

Many of us are on a fixed retirement income, but the city keeps throwing these taxes at the homeowners. I think they have too many things on their plate right now, so I definitely will not support this unless they change the tax structure.