So far, Indian companies have focused more on customer application. This needs to shift to packaged software for sectors such as banking and financial services.

The financial services industry is a ward of the state.

The changing nature of money is only one facet of the financial services revolution.

Financial services came back in vogue because of the technology crash. But there are not that many companies [left] to buy.

Our financial services and insurance cluster is one of Delaware's key economic drivers in the state.

Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk.