Sometimes you encounter something that is still inaccessible, especially when it's new, and it shouldn't be that way. And you feel like we haven't made any progress at all in some places.

I don't recommend doing it. It doesn't do a lot for your morale, especially when you're going against a more talented team.

especially in a no-no.

You don't know what you're going to find when you arrive. There are inaccessible areas. Conditions are difficult. It is incredibly hot. They may be encountering areas where there is no gas available.

[Outsourcing collections can be more cost-effective, especially when dealing with debtors is a private firm's core competency. Relying on an outsourcer also provides a central location for the collection of all debts.] A taxpayer that might owe taxes, court fines and child support is now going to get just one contact into their home instead of three or four, ... It cuts down on any confusion.

The NFL is a different world. UT is a great world, especially when you're on top of it like he is.