Standard Chartered also owns a lot of real estate worldwide and has a dedicated property team.

When you are faced with explosive opportunities, it is your infrastructure, people skills and people integration, that really matters. And it is not just catering for what you need now but catering and anticipating for what's coming.

We are trying to reach out as far as we can in network distribution.

Although China is still a very small part of the global business for the moment, China is one of the best growth stories for Standard Chartered in Asia.

We and our mainland compatriots are of the same blood. We share a common interest and destiny. We ride on the same boat.

I suggest we work on all these elements and reach the final destination of universal suffrage as quickly as possible.