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Strong employment and income gains, coupled with low mortgage rates continue to bolster consumer confidence and demand for homes.


Bob Dugan

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Fixed mortgage rates remain at historically low levels and thus should continue to fuel reasonably s...
ALAN GREENSPAN The incomes of working families simply have not kept pace with rising housing prices. And this is de...
JEFFREY LUBELL Low mortgage rates continue to fuel the housing market, making homeownership more attainable to a br...
FRANK NOTHAFT Consumer confidence is poised to remain strong during 2006, which will continue to support consumer ...
CEES BRUGGEMANS The doldrums of summer haven't dampened the demand for our cars and trucks. Confidence in the econom...
DICK COLLIVER If rates move up, housing will move down. But as long as we see relatively low interest rates and em...
GREGORY GIEBER People may qualify for the mortgage and interest, but the taxes and insurance turn into an obstacle....
ANITA JENKINS Demand is likely to remain strong for a while. Households know bargains when they see them, and they...
JOEL NAROFF Increased confidence, a strong housing sector and low interest rates have got Australian consumers i...
CRAIG JAMES The real drivers of consumer spending and demand are real disposal income and real income. Unfortuna...
JACQUES BOTHA Middle-income living standards, and poverty for that matter, are best addressed through employment g...
BEN S. BERNANKE Lower figures for the recently released producer-price index and consumer- price index, and lower bu...
AMY CREWS CUTTS Interest rates remain at relatively low levels and consequently the mortgage business remains robust...
HOWARD ATKINS You did have a confluence of factors here that would have helped this, ... Mortgage rates continue t...
KATHLEEN STEPHANSEN The key factors helping to buoy spending over the November-December gift-buying period were continue...
WAYNE BEST We may see a flattening of the increase, but not much of a drop. The fundamentals remain strong: Emp...
BOB WALTERS Zinc prices are up on low capacity utilization rates at Chinese zinc smelters due to concentrate sho...
INGRID STERNBY It's going to bother consumers. When you look at consumer confidence over time, the main things that...
KEVIN LOGAN The rise in consumer confidence in general indicates that consumers' willingness to spend additional...
CEES BRUGGEMANS Higher claims suggest slower job gains, which should dampen income growth, consumer spending, and ov...
STEVEN WOOD There's a big demand for information on Section 8 [low-income] housing assistance and a big concern ...
DAVID MENDOZA Fixed mortgage rates stayed in a narrow, historically low, band in February.
BOB WALTERS Our domestic tobacco business delivered solid income gains in a highly competitive marketplace, ... ...
LOUIS CAMILLERI With low vacancy levels and strong demand for space, prime industrial rentals offer further upside p...
HEATHER SMITH Even if interest rates weren't rising, home prices are very high relative to income. So, people are ...
CELIA CHEN There's already been a considerable softening in housing demand which preceded the recent rise in mo...
RICHARD DEKASER We believe that there is consumer demand for energy efficient homes, these classes will give contrac...
KURT ADAMS The seasonally adjusted annual (industry-wide) sales rate in the last six months has exceeded 18 mil...
BOB REWEY Last Friday's unexpectedly weak employment report caused interest rates on long-term Treasury bonds ...
AMY CUTTS Last Friday's unexpectedly weak employment report caused interest rates on long-term Treasury bonds ...
AMY CREWS CUTTS The employment picture remains fairly grim, and that's having a dampening effect on measures of cons...
JOE ABATE There continues to be a lot of demand for affordable housing and it's not just from low-income famil...
EMORY COUNTS I would also certainly continue to keep loan repayment interest rates as low as possible. And I woul...
CHARLES VEST Accompanying strong seasonal gains in March are gains in sectors typically less affected by seasonal...
AARON SMITH Singapore's economic fundamentals are good. Together with such low interest rates available for mort...
ZENG HAN JUN We believe consumers' growing familiarity and confidence with online shopping, coupled with a dramat...
DAN HESS Housing has peaked and we're expecting some moderate weakening in 2006. It's starting to turn into a...
JOSHUA SHAPIRO More than 60 percent of low-income families have no books in their homes for children.
BARBARA WALKER Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort...
FRANK NOTHAFT Credit losses are very low now, but mortgage lenders need to be prepared for higher losses, ... Home...
DONALD POWELL Between income taxes and employment taxes, capital gains taxes, estate taxes, corporate taxes, prope...
CHUCK NORRIS Strong global demand for semiconductors is driving our customers to increase and accelerate their ye...
JAMES MORGAN There's no need to cut interest rates to stimulate consumer demand or investment spending.
DENNIS DYKES Mortgage rates this week are at seven-month lows and teetering on the 45-year low levels of last sum...
FRANK NOTHAFT There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of t...
MARK ZANDI Supply and demand continue to drive this market out here, more so than interest rates. Interest rate...
DAVE NASH There is a strong need for constructing low income houses in the province, for which the Punjab gove...
SHEHBAZ SHARIF As CPIX (consumer price index less mortgage costs) continues to surprise on the downside and oil pri...
CHRIS HART Inventory levels throughout the chain remain low, operating rates are high, and fundamental demand c...
JEFFREY LIPTON The growth in demand for low cost airlines has been unprecedented and is likely to continue unabated...
NEIL JACOBS As we continue to monitor the changing economic environment, including housing-related metrics, empl...
ROBERT NIBLOCK But given the low level of inventories, strong global demand and lack of a cushion, we believe the m...
LARRY GOLDSTEIN Homeowners are taking advantage of the rally by locking in still historically low long-term mortgage...
BOB WALTERS Our area is very diversified and is growing. Interest rates are still low, and demand is there.
FRED GLOVER The continued price increases are a result of many factors including low mortgage interest rates and...
PATRICK LAWLER Disciples of Keynes, who focus on aggregate demand, view any increase in household wealth as raising...
EDMUND PHELPS The strong rise in prices cut into affordability, even with the low rates.
LAWRENCE YUN The Conference Board's November consumer confidence Index fell in November for the fourth consecutiv...
KEN PERKINS The story here in the data over the last couple of days is upward surprises. Just like we saw an upw...
CARL RICCADONNA The bill is anti-consumer and anti-community, ... It will mean higher prices and fewer choices for l...
RALPH NADER The U.S. economy and consumer confidence remain strong, and demand for new cars and trucks continues...
BOB REWEY In the past, the market has absorbed home price increases with household income growth. Well, we had...
J. LENNOX SCOTT We've got strong in-migration, strong job creation, and the jobs are being created in as many high-i...
JEFF THREDGOLD Consumer spending has kept the economy moving, and when initial holiday sales were better than expec...
FRANK NOTHAFT I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES Mortgage rates have been so low and accommodating that total home sales surged in October as familie...
FRANK NOTHAFT The rates of soda consumption in our poorest communities cannot be explained by individual consumer ...
GEOFFREY CANADA Home-buying is not a snap decision -- people mentally prepare for it and search for homes, and this ...
LAWRENCE YUN The gains in imports are a sign of strong domestic demand and show how resilient the economy is now....
YOSHIKI SHINKE The upside was due to a strong pickup in industrial demand late in the quarter and solid pricing gai...
DAVID BEGLEITER There is no interruption to aggressive demand and consumers are still being supported by the low pri...
MANDLA MALEKA The prospect of demand growth and low inventories will continue to drive prices going forward.
INGRID STERNBY Globalisation has powered economic growth in developing countries such as China. Global logistics, l...
MA JUN It's pretty clear that housing is slowing. Rising mortgage rates and the very fast rising homes pric...
CELIA CHEN Just like I said, it's going to hurt low-income people. It's going to cost people their homes.
CHARLIE POWELL Strong demand for digital consumer electronics such as flat panels and mobile phones is helping to m...
KOJI UCHIDA As long as the employment picture remains good and interest rates remain in a lower fashion, as they...
BILL EMERSON We continue to see very good demand out of developing economies in India and China, and Middle East ...
WAYNE MURDY Home sales will remain strong because all the fundamentals remain rock solid. Long-term rates are fa...
BOB WALTERS Our mortgage rates will skyrocket,
CHET EDWARDS Slowing income gains and increased uncertainty have savaged consumer spending. This has removed the ...
STEVEN WOOD One of the reasons we had the housing market surging ahead was because of the low cost of borrowing ...
ALAN GIN It was no great surprise that housing starts rose for the second time in three months since mortgage...
FRANK NOTHAFT Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a...
AMY CUTTS Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a...
AMY CREWS CUTTS The labor market seems to be fairly robust. Strong employment means income growth, and that means pe...
BART MELEK She wrote to him fairly regularly, from a paradise of triple exclamation points and inaccurate obser...
J.D. SALINGER Father said I have no sense of humor at all. He said I was unequipped to meet life because I have no...
J.D. SALINGER You take a really sleepy man, Esmé, and he always stands a chance of again becoming a man with all ...
J.D. SALINGER He said I was unequipped to meet life because I had no sense of humor.
J.D. SALINGER Written in ink, in German, in a small, hopelessly sincere handwriting, were the words "Dear God, lif...
J.D. SALINGER These are low consumer confidence numbers, more than likely affected by the hurricanes and high pric...
BARRY HYMAN I don't think they're less cautious. But they've just understood that they can sell more. There's ju...
JOHN KAREVOLL A very small part of the water rate increase is to make additional money available from water rates ...
LANCE ROBERTSON It boils down to housing affordability; mortgage rates have risen, but they're still historically ve...
SUNG WON SOHN Mobile demand remains strong worldwide, but in the U.S. desktop consumer market demand increased in ...
CHARLES SMULDERS While it's a bit of a surprise, the slightly downbeat news on confidence can be explained by the ong...
DOUGLAS PORTER Any way you slice it, the report suggests homebuilding is holding up quite well, and it will continu...
DEAN MAKI [Even with the changes in the market, many economists remain optimistic that the housing market is n...
BOB WALTERS Despite low unemployment, wage growth remains contained. With job gains slowing, the risks from wage...
BILL EVANS

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