Studies have shown that high; unmet need is a barrier to college for many low-income students. The bill will gradually lower charges for some students, known as origination fees, over the next five years.

Increasing the Pell-Grant is critical as students face higher college costs across the country. As costs go up, the Pell-Grant unfortunately stays the same.

The effect of this bill is that students and parents will end up getting less out of our student aid programs as a college degree continues to cost more. Students and their families need more aid in order to make college less expensive, and not the other way around.

The Pell Grant isn't even keeping up with inflation, let alone college costs.

The American college system is still the best in the world but an increasing reliance on huge federal loans is having serious consequences for students' future careers and personal lives.

This bill turns to students and families as the predominant source of revenue, rather than trying to identify inefficiencies in the loan programs. This bill asks students and parents to pay for tax cuts.