Substantial financial institutions on the ground (is important). I would never recommend to a client a small bank that has no affiliation with a larger institution.

The world is governed by institutions that are not democratic - the World Bank, the IMF, the WTO.

Citigroup was a substantial participant as a financial institution involved in Enron. ... This will have a salutary effect on the others.

I am proud of our efforts, small though they may be, when compared to the enormity of the recovery task ahead. The uniting bond we share is the simple desire to serve those so devastated by the wrath of Hurricane Katrina.

The misnomer or the misperception out there is that banking countries such as the Bahamas, the Cayman Islands and Jersey are black holes. It is just not true,

It's mandated by the state ? we had to use a lot of our surplus and it affected keeping our taxes down. It's not bad when you think that last year taxes went down six (cents).