That is the million-dollar question, ... Oil analysts from the beginning of the year have said prices are going to be very volatile for the rest of the year.

This is the first set of behaviors that they learn. We want to make sure at the beginning that we can get a good idea of their health status.

Supply is coming back and people are beginning to feel more confident about oil futures.

Consumers are beginning to feel the impact of higher oil prices in their pockets. Less confidence means less spending and no wonder we have been seeing shares of retailers and banks faltering.

It's an amazing partnership. They've done it all year. They've been here since the beginning.

In the big oil shocks that really damaged the economy, the tax on the consumer was many times more than that, but that alone wasn't enough. You also had to have people worrying that prices were going higher forever.