That's a whole other universe of people, and unfortunately we don't know the size of that group.

Rose wasn't 'ordinary'. What was I supposed to do? Wrap her in cotton wool? Tell her 'Here, I could give you the universe, but I'm not going to in case you get hurt? There's all this stuff out there, all these planets, all these wonders, but I want you to stay at home and work in a shop?

I don't think it's bad for college students to have credit cards. They are a fact of life and it's naïve to think they won't (have the cards).

I don't think it's bad for college students to have credit cards. They are a fact of life and it's naïve to think they won't (have the cards),

There needs to be a clear understanding that the child can't keep coming back and asking for more.

College is the first time many kids have real control of their money. It's very hard to keep good track of your expenses when you're living alone for the first time.