That's where the real hit is. A lot of companies do not pay for dependents. They leave it up to the employees to pick up the coverage.

Boy, I hit pay dirt.

To say insurance companies should pay for stuff that is completely unproven is asking a lot from insurance companies.

Were not able to add it, insurance companies refused to pay for it. It was just not accepted.

When you look at other companies who have undergone situations like this, this pattern is not atypical. We are not watching the stock price every minute. We are building value for the longer term to get us back on the path of sustained growth.

That's what you pay these guys for … to hit the quarterback.