The 12-step chocolate program: NEVER BE MORE THAN 12 STEPS AWAY FROM CHOCOLATE!

I know all about you. You're the people waiting on the shoreline with the warm towels and the hot chocolate after the woman swims the English Channel.

WHAT FOR IS THIS BOX PADDED? IS IT TO BE SAT ON? CAN IT BE THAT IT IS CAT-FLAVOURED?

There was this pool of money sitting in the retirement funds, that was not part of the (state treasury). A couple of legislatures burned up that surplus. We came back to ground zero — and then we got into the loss years.

Think of it as the ripples caused by a pebble thrown into a pond. They just haven't hit the shore yet,

I know all about you. You're the people waiting on the shoreline with the warm towels and the hot chocolate after the woman swims the English Channel.