The average business owner will think that their business is worth more than it actually is because of sentiment. It's been their life. It's been their career.

It's not quite as easy to sell the business and head to Florida. There's a lot to it. There's a lot of people who would rather start their own than buy into another business. It's not like buying a home. It's like you're buying a career.

Very few want to liquidate their businesses. It's almost like their child. They want to see their business continue to mature.

In 2006, we will continue to move forward vigorously offering active advice to high net-worth private and business clients.

We had a pickup truck full, ... We bought hundreds of dollars worth of supplies.

That's just how I like it. It takes awhile, but it is worth it.