The builders are willing and ready to pay their fair share of the cost of the growth, but they also have to be able to build at prices that the market can support.

We're prepared for significant growth,

Our cholesterol franchise continues to be a critical growth driver.

I like the idea of working together. ...We'll all see growth.

Their volume growth has been explosive. Obviously they benefited from the tremendous refinance wave in the mortgage market in 2003, and they continued to invest in the mortgage business, growing their market share despite overall declines in the business.

We have successfully moved into a phase of profitable organic growth.