The compensation committee took into account the competitive environment, the performance of the firm and share growth.

We were proud enough to have done it that we just wanted it known more broadly.

If a situation were to arise where material nonpublic information was provided to a bank during the course of a discussion with a potential client, then clearly the bank would be precluded from using the information for its own or anybody else's benefit.

Clients don't come to us because we have an environmental policy.

[Database archiving] is designed to remove the clutter from the database environment—improving the performance of the database, increasing its speed and storage.

There are tremendous changes happening in the environment but nobody really knows where it all is going. And the reason is that we don't know how major eco-systems such as oceans work,